Monster Mike Mortgage
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Monster Mike Mortgage
We have made the home buying process easier with secure loan applications and authentic Palm Beach mortgage plans. You simply have to upload your original documents and check the credit via our application. Come to us if you are a first-time homebuyer or need a specialized mortgage broker in West Palm Beach for FHA/VA, Conventional, and Jumbo Loans.

Want to book an appointment?. When you need to revise the terms or schedule of any existing loans, we provide refinancing loan services to help lower your monthly expenses. Get FHA Loans in Florida designed for lower credit scores, need a lower down payment, and are perfect for first-time homebuyers. The homebuying process is hectic, especially for first-timers, but Monster Mike Mortgage is here to rescue you!

Our mortgage expert, Mike, has been serving the clients with commitments and profitable financial services at lower rates which coordinate well with your entire financing needs. We ensure each client gets a tailored solution that takes them further towards buying the dream house.
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Monster Mike Mortgage was borne in Florida when Mortgage Mike, now Monster Mike, noticed he was under priced in the Florida market.
Mike could offer lower rates OR. he could offer similar rates and pay the homebuyer the difference in yield spread premium (money) to help pay for the homebuyer closing costs.
When Mortgage Mike explained this to his candid and edgy friend, the friend suggested he should become Monster Mike and make it a fun or a funny idea to be memorable in a Value way.
So today, Monster Mike Scares Down Buyers Closing Costs - as nicely as possible.
Pre-qualification starts the loan process.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
The following is a partial list of programs offered by Shore Capital Corporation with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 561-962-5835.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Construction loans are used to finance the construction of a new structure.
Whether you're interested in building a brand new home for you and your family or you're looking to construct a commercial property we can help craft a terrific lending solution.
Federal Housing Administration (FHA) loans are convenient for homebuyers with low credit scores and low or moderate-income levels.
You can easily qualify for a mortgage with affordability and minimum requirements.
The down payment is also comparatively lower than other loan programs.
For instance, if you're acquiring an FHA loan in Florida, the down payment will be similar to other states.
For an average citizen, the minimum requirement would be 3.5% of the purchase price.
And in case of a lower credit score (below 580), homebuyers have to pay 10% of the cost.
By definition, the reverse mortgage is a mortgage used by homeowners aged 65 and above, having considerable equity in their homes.
VA reverse mortgage is a loan type offered to veteran service members but not issued by the US Department of Veteran Affairs (VA) as FHA and VA do not offer loans directly.
HUD offers loans or a portion of the loan as a lender and have them insured by the concerned entities (FHA or VA).
Since a reverse mortgage is for aged citizens, the reverse mortgage for veterans serves the same way.
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