At Lerette Lending, we believe everyone not only should have the privilege of homeownership, but rather the right to owning a home. Proudly serving Florida families with low rate Florida home loans while providing exceptional service. Buying a home is easily one of the largest financial decisions in one's lifetime. Whether you are a first-time home buyer or a seasoned investor, we offer fantastic home loan rates while providing you with an easy and stress-free experience.
Check out our process and home loan options along with other cool tools to help you with your next home purchase. Whether you are looking to simply put more money towards retirement, pay off high-interest debt, or make home improvements, we offer a solution to fit your needs and personalize your options to make sure you are getting the best refinance home loan option for you.
Let us show you a personalized side-by-side comparison of refinancing options to fit your family's needs. We match you with loan options for different loan programs to fit your needs while providing you with great rates.
Check out our process and home loan options along with other cool tools to help you with your next home purchase. Whether you are looking to simply put more money towards retirement, pay off high-interest debt, or make home improvements, we offer a solution to fit your needs and personalize your options to make sure you are getting the best refinance home loan option for you.
Let us show you a personalized side-by-side comparison of refinancing options to fit your family's needs. We match you with loan options for different loan programs to fit your needs while providing you with great rates.
Services
Buying a home is usually the largest investment a family will make in their lifetime.
Having a clear and concise plan and understanding of the process is critical.
Here we will cover the steps and process of buying a home as well as provide some additional insight, tips, and tricks to ensure you have a pleasant home buying experience.
Prior to going house hunting, it is important you take care of the pre-approval process first.
The process is quick and easy and when you find that home you fall in love with, you will be able to act quickly, placing an offer in immediately making sure you do not lose out on the home of your dreams.
Having a clear and concise plan and understanding of the process is critical.
Here we will cover the steps and process of buying a home as well as provide some additional insight, tips, and tricks to ensure you have a pleasant home buying experience.
Prior to going house hunting, it is important you take care of the pre-approval process first.
The process is quick and easy and when you find that home you fall in love with, you will be able to act quickly, placing an offer in immediately making sure you do not lose out on the home of your dreams.
Refinance and take advantage of your home's equity to get cash back at closing to use where you need.
Take advantage of incredibly low home loan rates to pay off higher interest debt with a cash out refinance home loan.
A mortgage is generally the largest debt most homeowners have to manage.
It's a good idea to give your personal real estate finance portfolio a check-up at least once a year.
Since there are many reasons a homeowner may choose to refinance, .
For homeowners interested in making some property improvements without tapping into their savings or investment accounts, the two main options are to either take out a Home Equity Line of Credit (HELOC), or do a cash-out refinance.
Take advantage of incredibly low home loan rates to pay off higher interest debt with a cash out refinance home loan.
A mortgage is generally the largest debt most homeowners have to manage.
It's a good idea to give your personal real estate finance portfolio a check-up at least once a year.
Since there are many reasons a homeowner may choose to refinance, .
For homeowners interested in making some property improvements without tapping into their savings or investment accounts, the two main options are to either take out a Home Equity Line of Credit (HELOC), or do a cash-out refinance.
A Conventional Home Loan, technically, is any home loan that is not guaranteed by the US Government, such as a VA Home Loan, FHA Home Loan, or USDA Home Loan.
More often than not though, a Conventional Home Loan is referred to as a Conforming Home Loan, which is home loans that conform to the guidelines set forth by Freddie Mac and Fannie Mae, which are the two government-sponsored enterprises (GSEs) that provide liquidity for the Conforming Home Loan mortgage market.
Conventional Home Loans can include mortgages include portfolio loans, construction loans, and even subprime loans.
More often than not though, a Conventional Home Loan is referred to as a Conforming Home Loan, which is home loans that conform to the guidelines set forth by Freddie Mac and Fannie Mae, which are the two government-sponsored enterprises (GSEs) that provide liquidity for the Conforming Home Loan mortgage market.
Conventional Home Loans can include mortgages include portfolio loans, construction loans, and even subprime loans.
VA loans, guaranteed by the Veterans Administration, is the preferred loan program for families of active duty military members and veterans of the armed forces.
Undoubtingly, one of the main reasons for its popularity is due to its 100% financing without the need for costly mortgage insurance, unlike other home loan programs.
Many times, veterans are able to buy a home with a VA Home Loan and literally not pay a dime out of pocket.
The seller can pay all closing cost and/or pre-paid items and even pay down your debt to help lower your debt-to-income ratio.
Undoubtingly, one of the main reasons for its popularity is due to its 100% financing without the need for costly mortgage insurance, unlike other home loan programs.
Many times, veterans are able to buy a home with a VA Home Loan and literally not pay a dime out of pocket.
The seller can pay all closing cost and/or pre-paid items and even pay down your debt to help lower your debt-to-income ratio.
FHA's mission-driven organization encourages home ownership and provides affordable Florida home loan options with low down payments and flexible credit requirements down to 550 FICO scores.
Since 1934, FHA has insured millions of home mortgages in Florida and throughout the US and is a great tool for first-time home buyers to get into a home with little out of pocket with low down payment options and flexible guidelines that allow a seller to contribute up to 6% of the purchase price towards a buyers closing cost practically eliminating any closing cost to the buyer.
Since 1934, FHA has insured millions of home mortgages in Florida and throughout the US and is a great tool for first-time home buyers to get into a home with little out of pocket with low down payment options and flexible guidelines that allow a seller to contribute up to 6% of the purchase price towards a buyers closing cost practically eliminating any closing cost to the buyer.
Reviews
Be the first to review Lerette Lending.
Write a Review
