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Bliss Mortgage
The Bliss Mortgage LLC Team is your premier mortgage firm located in Tampa, Florida. We pride ourselves on offering some of the lowest rates nationwide while making the loan process simple, straightforward, informative, and fast for anyone seeking to refinance or purchase a home anywhere in the State of Florida.

Whether you are a first time home buyer, purchasing your dream home, or refinancing your mortgage to save money or cash out some equity, the experienced team of mortgage professionals at Bliss Mortgage LLC are eager to help make your home financing goals a reality.Whether you are a first time home buyer or purchasing your dream home, The Bliss Mortgage LLC Team will help you find the right financing solutions to meet your needs.

We can help you lower your interest rate, lower your monthly payment, or take cash out. The Bliss Mortgage LLC team is here to help you with all of your mortgage refinancing needs. A smart buyer is an informed buyer. FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.
Services
One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan.
The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two.
An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
For example, your payment will go up if rates go up and go down if rates go down.
Fixed-rate Mortgage: Unlike an adjustable-rate mortgage the interest rate is set at the time you take out the loan and will not change.
Refinancing a mortgage is when a borrower gets a better interested rate and loan term.
A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower.
There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.
For more information on refinancing contact us today at (813) 966-1888.
Conventional loans are mortgage loans offered by non-government sponsored lenders.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
A VA Loan is Designed to offer long-term financing to veterans.
VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
It is generally easier to qualify for a VA loan than conventional loans.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits.
Rates on jumbo loans are typically higher than conforming loans.
Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.
Typically Jumbo Loans require a higher down payment than traditional loans.
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