Jeremy made the process quick, efficient, and easy! He is an approachable professional who knows how to find the best rates and provide the highest level of customer service. The process can be daunting for homeowners, so hire the best. I'd recommend anyone needing a loan or refinance go with Jeremy Raymer at First National Mortgage! Jeremy was amazing!
He kept us up to date and explained everything to us as we went along. When I didn't understand something he took extra time to explain it in a way I'd understand. He also got us several thousand more profit than we were expecting! We were skeptical we could pull this sale/buy off with our finances, but he made it happen! He's very informative and lets you know exactly what you can afford for the budget you have.
We would definitely recommend him to friends and family.
He kept us up to date and explained everything to us as we went along. When I didn't understand something he took extra time to explain it in a way I'd understand. He also got us several thousand more profit than we were expecting! We were skeptical we could pull this sale/buy off with our finances, but he made it happen! He's very informative and lets you know exactly what you can afford for the budget you have.
We would definitely recommend him to friends and family.
Services
At First National Mortgage, our mission is to set a high standard in the mortgage industry.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application.
Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
The following is a partial list of programs offered by First National Mortgage with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 801-798-7280.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
Loans where your income is not requested or verified with as little as 10% down are stated income loans.
There are several varieties of the "no-doc" loan today.
For a complete list of the programs that we offer, please contact us at 801-798-7280.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
Loans where your income is not requested or verified with as little as 10% down are stated income loans.
There are several varieties of the "no-doc" loan today.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
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