Jeffrey Carlston-Augusta Lending
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It can really pay to refinance. See what a refinance could do for you. Refinancing could help you achieve a range of short- and long-term goals. And with an online application process that's streamlined and convenient, we've made it simple to get started. We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.

When you are ready to purchase, we're ready too - apply online 24 hours a day, 7 days a week. The dream of owning your own home or refinancing can become a reality (with a little effort on your part). Utah is a wonderful state to work in real estate as a mortgage broker and to get to know many clients and Realtors. Jeff started his career as a mortgage broker in 2001 in Salt Lake City, Utah and has assisted many clients to refinance and purchase a home.
Services
Get pre-approved to make your home purchase offer stronger!
A pre-approval shows seller's you're a serious buyer.
Plus, you'll get a better idea of your potential purchase price, loan amount, interest rate, and monthly payment.
My name is Jeffrey Carlston and I am honored and excited to work with you in your home ownership journey!
It's important to me that you know who are working with so I wanted to tell you a little bit about myself?
Utah is a wonderful state to work in real estate as a mortgage broker and to get to know many clients and Realtors.
Get pre-approved to make your home purchase offer stronger!
A pre-approval shows seller's you're a serious buyer.
Plus, you'll get a better idea of your potential purchase price, loan amount, interest rate, and monthly payment.
Get prequalified, view your progress, securely upload documents and message your LO easily as you go.
Below, are the basic questions that will help us quickly determine an maximum qualifying amount to purchase a home.
Your income, debts and down payment are big factors when it comes to calculating your affordability.
Consolidating debt is the process of combining multiple debts from credit cards, high-interest loans, and other bills into one monthly payment.
Debt consolidation solutions may lower your interest rate, which can help you save money on interest, lower your monthly payments, and pay down debt faster.
Whether you want to lower your monthly payment or pay down debt faster, Discover offers a range of debt consolidation programs that fit your financial goals.
Working with a team one can become financially fit to purchase a home, follow a budget, get out of debt, build a reserve account, save on insurance, invest wisely, & buy/sell real estate.
Give us a call or send us a message through our contact form and let's discuss your financing needs.
After we've agreed on structure and terms for your loan, we'll collect some additional documentation to complete our underwriting process.
Once you've been approved, your file will be sent to underwriting for a quick and efficient closing.
Usually, it takes about 15 or 20 minutes to answer all a prospective clients questions about refinancing or purchasing a home.
Give Jeff Carlston a call at 801-548-2627 for a phone meeting.
We love to meet with our client's.
We have found some of our clients would like to talk about refinancing or purchasing a home in person.
Let us know the best day and time to meet.
If needed, we are able to meet in the evening and on weekends.
We are willing to stop by your residence, or a local location (title company office) in your area to meet in person.
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