At Lighthouse Financial Enterprises, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of home ownership. At Lighthouse Financial Enterprises, Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you'll always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes working with our team of professionals a worthwhile endeavor.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of home ownership. At Lighthouse Financial Enterprises, Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you'll always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes working with our team of professionals a worthwhile endeavor.
Services
The following is a partial list of programs offered by Lighthouse Financial Enterprises, Inc. with a brief description of the key elements of each.
For a complete list of the programs that we offer and to discuss your individual situation, please contact us at 503-485-9500.
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
For a complete list of the programs that we offer and to discuss your individual situation, please contact us at 503-485-9500.
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
Conventional loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
If you're considering any of the following as a means to grow your business, then a commercial mortgage might be right for you.
Every borrower's situation is a little different, so be sure to email or call one of our commercial loan specialists today.
We look forward to offering you a personalized commercial mortgage solution tailored to fit your company's needs.
Our Commercial Loan Center is a comprehensive resource designed to help you understand how commercial loans work.
Take a look at each of the following pages for more information.
Every borrower's situation is a little different, so be sure to email or call one of our commercial loan specialists today.
We look forward to offering you a personalized commercial mortgage solution tailored to fit your company's needs.
Our Commercial Loan Center is a comprehensive resource designed to help you understand how commercial loans work.
Take a look at each of the following pages for more information.
It's easy to understand why many people looking for a new home are turning to FHA-insured loan programs.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA Loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government-insured loans are right for you and your family.
In response to the growing housing situation in the United States, the loan limits for FHA Loans have been temporarily raised.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA Loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government-insured loans are right for you and your family.
In response to the growing housing situation in the United States, the loan limits for FHA Loans have been temporarily raised.
The Making Home Affordable Refinance Program (HARP Phase II) is a government backed mortgage program that allows most borrowers with existing Fannie Mae and Freddie Mac loans to refinance their homes even if they owe more than their home is worth, have an adjustable rate mortgage, have been turned down for a refinance loan or loan modification in the past, or just can't afford their mortgage payment anymore.
HARP Phase II's goal is to help you stay in your home by making it more affordable for you to continue to make your monthly mortgage payments and keep your dreams of affordable home ownership alive.
HARP Phase II's goal is to help you stay in your home by making it more affordable for you to continue to make your monthly mortgage payments and keep your dreams of affordable home ownership alive.
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