Our job as loan professionals is to evaluate your individual credit and income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire and the least amount of costs to maximize your dollars. At Resident Lending Group we believe that EVERY client should be treated with respect and the utmost consideration when evaluating their individual financial needs.
Contact us for more information. We offer financing for residential, commercial, new construction, rehab loans, bridge loans, investment property, second homes, vacation homes and 1031 exchange loans.
Contact us for more information. We offer financing for residential, commercial, new construction, rehab loans, bridge loans, investment property, second homes, vacation homes and 1031 exchange loans.
Services
Our Team at Resident Lending Group is dedicated to providing professional service to all of our clients.
Lois Mulrooney was born in Arizona, raised in California and moved to Salem, Oregon in 1985.
She's worked in management since 1991 and entered the Real Estate Industry, specifically title and escrow, in 1996.
She began her career in the Mortgage Industry in 1998 and started Resident Lending Group, Inc with her husband and partner Sean Mulrooney in 2004.
Lois has always been extremely involved in her community in one capacity or another, recently serving as the President of the Rotary Club of Salem 2006-07, for which she has been a member since 1996.
Lois Mulrooney was born in Arizona, raised in California and moved to Salem, Oregon in 1985.
She's worked in management since 1991 and entered the Real Estate Industry, specifically title and escrow, in 1996.
She began her career in the Mortgage Industry in 1998 and started Resident Lending Group, Inc with her husband and partner Sean Mulrooney in 2004.
Lois has always been extremely involved in her community in one capacity or another, recently serving as the President of the Rotary Club of Salem 2006-07, for which she has been a member since 1996.
Resident Lending Group's loan officers work to find the loan program best suited to the borrower's needs with the best price.
A loan officer should be the first step when shopping for a home so that the borrower can get a realistic idea of a home price they will qualify for.
There are an infinite number of conforming loan products available.
A Conforming loan usually refers to loans that are secured by government sponsored entities or GSE's such as Fannie Mae and Freddie Mac.
The Federal Housing Administration and the Veteran's Administration have spent years leading the industry with innovative underwriting guidelines to help the public and Veteran's get into homes.
A loan officer should be the first step when shopping for a home so that the borrower can get a realistic idea of a home price they will qualify for.
There are an infinite number of conforming loan products available.
A Conforming loan usually refers to loans that are secured by government sponsored entities or GSE's such as Fannie Mae and Freddie Mac.
The Federal Housing Administration and the Veteran's Administration have spent years leading the industry with innovative underwriting guidelines to help the public and Veteran's get into homes.
We offer loan programs for commercial and investment properties, including SBA Financing.
We have established relationships with seasoned 1031 Exchange coordinators and title and escrow companies to help ensure your exchange and financing transaction close smoothly.
Very pleased with the service.
Actually because Maxine was so professional, efficient and knowledgeable I called her for my second home purchase.
We have established relationships with seasoned 1031 Exchange coordinators and title and escrow companies to help ensure your exchange and financing transaction close smoothly.
Very pleased with the service.
Actually because Maxine was so professional, efficient and knowledgeable I called her for my second home purchase.
The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities.
Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
An Indian or Alaska Native who will occupy the property as a principal residence and who has met the credit and underwriting standards.
2.250% minimum down payment is required and can be gifted or from a down payment assistance.
Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
An Indian or Alaska Native who will occupy the property as a principal residence and who has met the credit and underwriting standards.
2.250% minimum down payment is required and can be gifted or from a down payment assistance.
Being pre-qualified means that the borrower has spoken to a loan officer, and discussed their financial situation.
The buyer has informed the loan officer regarding income, debts, assets, savings and liabilities, however the buyer has not completed an application or provided the loan officer with any documentation regarding their financial situation.
Based on this information, the loan officer believes the borrower will be able to secure financing up to a certain amount based on the information being provided.
The buyer has informed the loan officer regarding income, debts, assets, savings and liabilities, however the buyer has not completed an application or provided the loan officer with any documentation regarding their financial situation.
Based on this information, the loan officer believes the borrower will be able to secure financing up to a certain amount based on the information being provided.
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