Our Team operates on the concept of "SALT": Serve, Act, Love, Transform. We have over 20 years of expertise in the mortgage industry but our SALT mindset is what turns clients into friends and your mortgage process into a great experience. Each mortgage is unique and the team at Salt Creek Mortgage works with your individual credit score, income, and asset qualification to find the best program for you.
Building a home can sound complicated but the team at Salt Creek are experts in new build/ construction. We will find the right loan for your dream home and guide you through the process step by step. Whether it's lowering your interest rate, putting you in a different loan, or using your home equity to get cash when you need it we will find the right option to position you for a brighter financial future.
Todd entered the Mortgage industry in 1997 and has enjoyed an immensely rewarding career in this industry. Todd's unique approach to his business is built on relationships. Through aligning his business with community and industry professionals, he has earned clients for life and has been an advocate for his referral partners in growing their respective businesses.
Building a home can sound complicated but the team at Salt Creek are experts in new build/ construction. We will find the right loan for your dream home and guide you through the process step by step. Whether it's lowering your interest rate, putting you in a different loan, or using your home equity to get cash when you need it we will find the right option to position you for a brighter financial future.
Todd entered the Mortgage industry in 1997 and has enjoyed an immensely rewarding career in this industry. Todd's unique approach to his business is built on relationships. Through aligning his business with community and industry professionals, he has earned clients for life and has been an advocate for his referral partners in growing their respective businesses.
Services
We deliver a wide array of loans including FHA, VA, USDA, Conventional, and Jumbo loans.
We can prepare the right loan for you that will position you to buy the home of your dreams.
We'll ask you a few questions regarding income, debt, and assets.
We will then look at your credit history and debt to income ratio to see how much you qualify for.
An appraisal provides an unbiased opinion of the value of the home based upon current condition, location, and comparable properties.
This means your loan is fully approved and all conditions have been satisfied.
We can prepare the right loan for you that will position you to buy the home of your dreams.
We'll ask you a few questions regarding income, debt, and assets.
We will then look at your credit history and debt to income ratio to see how much you qualify for.
An appraisal provides an unbiased opinion of the value of the home based upon current condition, location, and comparable properties.
This means your loan is fully approved and all conditions have been satisfied.
Building a home is the "American Dream" and every nail hammered, tile placed, and stair installed is part of bringing that dream to life.
We are partnered with some of Utah's top quality builders that offer innovative floor plans, personalization, and superbly constructed homes.
Your home is finished!
A final appraisal will be ordered and your loan will go into the final phase of underwriting.
This means your loan is fully approved and all conditions have been satisfied.
Your closing will be scheduled.
We are partnered with some of Utah's top quality builders that offer innovative floor plans, personalization, and superbly constructed homes.
Your home is finished!
A final appraisal will be ordered and your loan will go into the final phase of underwriting.
This means your loan is fully approved and all conditions have been satisfied.
Your closing will be scheduled.
When working to help you refinance your home we make sure to understand your goals so we can customize the right loan program for you.
There's more to a refinance than just getting a good rate.
We will ask a series of questions to establish what your goals are to analyze your situation and advise on your best option.
We'll ask you a few questions regarding income, debt, and assets.
We will then look at your credit history and debt to income ratio to see how much you qualify for.
An appraisal provides an unbiased opinion of the value of the home based upon current condition, location, and comparable properties.
There's more to a refinance than just getting a good rate.
We will ask a series of questions to establish what your goals are to analyze your situation and advise on your best option.
We'll ask you a few questions regarding income, debt, and assets.
We will then look at your credit history and debt to income ratio to see how much you qualify for.
An appraisal provides an unbiased opinion of the value of the home based upon current condition, location, and comparable properties.
We specialize in a wide range of loan types and will guide you toward the option that gets you into your dream home.
No matter what your needs are we will carefully assess your situation and make decisions that set you up for a brighter future.
A Single-Close Construction to Permanent (SC CTP) loan is a home mortgage that can be used by the borrower to close both the construction loan and permanent financing of a new home at the same time.
A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers.
No matter what your needs are we will carefully assess your situation and make decisions that set you up for a brighter future.
A Single-Close Construction to Permanent (SC CTP) loan is a home mortgage that can be used by the borrower to close both the construction loan and permanent financing of a new home at the same time.
A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers.
The simple act of service triggers this love we all share for our community.
When service is followed by an avalanche of financial contributions it can transform the lives of others.
This is why we go to work everyday; being a part of such a tremendous transformation is an absolute miracle and that is what Pass the SALT is all about.
When service is followed by an avalanche of financial contributions it can transform the lives of others.
This is why we go to work everyday; being a part of such a tremendous transformation is an absolute miracle and that is what Pass the SALT is all about.
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