1st Legacy Capital NMLS #1547824
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1st Legacy Capital NMLS #1547824
1st Legacy Capital was founded by Ken Freshwater and Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken and Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy Capital LLC is located in Starkville, Mississippi and serves consumers state wide.

Both Ken and Andy are licensed Mortgage Originators and members of the National Reverse Mortgage Lenders Association (NRMLA). Providing Mississippi Reverse Mortgages, excellence in customer service and assisting consumers and their families with accurate information about Reverse Mortgages continues to set 1st Legacy Capital LLC apart.
Services
Whether you are a First Time Home Buyer, buying your next home, purchasing an investment property or looking to purchase a vacation home the 1st Legacy Capital team can help.
1st Legacy Capital offers a variety of mortgage loan products for consumers looking to purchase a new home.
We offer Conventional, FHA, VA and USDA mortgage loan products.
Our licensed mortgage loan professionals will help you to determine what product is best for you and your family.
1st Legacy Capital offers a variety of mortgage loan products for consumers looking to refinance their home.
We offer Conventional, FHA, VA and USDA mortgage loan products.
Our licensed mortgage loan professionals will help you to determine what product is best for you and your family.
RATE TERM - Refinancing your existing mortgage to reduce the interest rate or change the term of the loan.
CASH OUT - Refinancing your existing primary residence for debt consolidation or cash our through a conventional mortgage loan program.
A Reverse Mortgage, or home equity conversion mortgage (HECM), is a special type of home loan for homeowners (62 years or older) that requires no monthly mortgage payments.
Borrowers are still responsible for property taxes, homeowner's insurance and costs associated with property maintenance.
A Reverse Mortgage through 1st Legacy Capital LLC can be used to refinance a current home or to purchase a new home.
Contact Ken and Andy today to find out more about the advantages that a Reverse Mortgage may provide you or someone you know.
Contact the Reverse Mortgage Professionals at 1st Legacy Capital LLC to receive your free no obligation Reverse Mortgage Quote today.
A quote through 1st Legacy Capital will help to explain the term and loan amount options that you may qualify for.
The quote will also define estimated fees and timeframe that may be associated with your 1st Legacy Capital LLC Reverse Mortgage.
Once you have reviewed your 1st Legacy Capital LLC Reverse Mortgage quote and have consulted with our professional licensed mortgage originators, we will gather some information to begin the loan application.
Born in the 1930's, Mr. Will grew up in southern Mississippi.
At the time, shortly after his 18th birthday the Korean War began and off to the military he went to proudly serve his country.
After returning home Mr. Will settled into a job in the hospital system near his hometown.
Some years later he married and together he and his wife worked to have a nice home and raised their children.
AS the years went by and the children were all grown and moved away from the family home, Mr. will and his wife found themselves taking care of one another.
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