We've created an incredible, fast, and streamlined mortgage process to save you time and money. Whether you're buying a home, refinancing, or would like to draw cash from your home equity, JTS & Co. is your online resource for a stress-free process, incredibly low rates, and amazing service. Simply put, we make homeownership easy. Thanks JTS for another easy experience.
Our refinance to get a lower rate was a very easy process thanks to your team of professionals. I would never consider going anywhere else for mortgage advice and service. Thanks Jeff and your entire staff at JTS & Co. Most professional and trustworthy group of people we have ever worked with. After having been given the runaround by another mortgage company for over a month, we finally reached out to Jeff and company and our only regret was that we didn't call on them first!
Thanks for the time taken to answer the MANY questions we had and keeping us on track for closing after our first ordeal with the other company. You cannot go wrong with JTS & Co.
Our refinance to get a lower rate was a very easy process thanks to your team of professionals. I would never consider going anywhere else for mortgage advice and service. Thanks Jeff and your entire staff at JTS & Co. Most professional and trustworthy group of people we have ever worked with. After having been given the runaround by another mortgage company for over a month, we finally reached out to Jeff and company and our only regret was that we didn't call on them first!
Thanks for the time taken to answer the MANY questions we had and keeping us on track for closing after our first ordeal with the other company. You cannot go wrong with JTS & Co.
Services
We're your home loan experts that you can trust to match you with the mortgage that makes the most sense for your situation.
We also help secure your lowest rate, have quick close times, and offer superior customer service.
Based in Columbus, MS, we are your local mortgage advisors.
We've been providing our top-rated mortgage services throughout Mississippi and Alabama since 1996.
Jeff Farnham and his team are home loan advisors dedicated to matching customers with the mortgage that best meets their needs.
We also help secure your lowest rate, have quick close times, and offer superior customer service.
Based in Columbus, MS, we are your local mortgage advisors.
We've been providing our top-rated mortgage services throughout Mississippi and Alabama since 1996.
Jeff Farnham and his team are home loan advisors dedicated to matching customers with the mortgage that best meets their needs.
The JTS & Co. Mortgage Payment Calculator factors in your fees to give you a more precise payment estimate.
A mortgage rate is the interest you pay on your home loan.
Your monthly mortgage payment includes the interest owed on the loan, plus a portion of the remaining principal balance.
A lower rate means lower monthly payments.
Even as little as a 1% difference in rates, can save you a significant amount of money.
When the economy is strong, rates often go up.
During a weak economy, rates go down.
A mortgage rate is the interest you pay on your home loan.
Your monthly mortgage payment includes the interest owed on the loan, plus a portion of the remaining principal balance.
A lower rate means lower monthly payments.
Even as little as a 1% difference in rates, can save you a significant amount of money.
When the economy is strong, rates often go up.
During a weak economy, rates go down.
There are few things in life more exciting than buying a home.
However, with that being said a home loan should not be that hard to obtain.
Maybe you do not know if you would qualify, or you have been turned down in the past and are afraid to try again.
At JTS & Co., we are here to help you find the best home mortgage loans on the market today.
Buying or refinancing a home should be a stress-free process.
When you contact our mortgage consultants, we will guide you through the process and help you select the best possible loan option that is right for your specific situation.
However, with that being said a home loan should not be that hard to obtain.
Maybe you do not know if you would qualify, or you have been turned down in the past and are afraid to try again.
At JTS & Co., we are here to help you find the best home mortgage loans on the market today.
Buying or refinancing a home should be a stress-free process.
When you contact our mortgage consultants, we will guide you through the process and help you select the best possible loan option that is right for your specific situation.
With a required minimal down payment of 5 percent, the conventional mortgage loan could be the right option for you and your family.
A conventional Loan option can be used to shorten the term, gain a better interest rate or simply cash out existing equity within the home.
We also offer additional expanded Conventional Mortgage Loan programs that requires a 3 percent down payment.
The JTS & Co. Mortgage Payment Calculator factors in your fees to give you a more precise payment estimate.
A conventional Loan option can be used to shorten the term, gain a better interest rate or simply cash out existing equity within the home.
We also offer additional expanded Conventional Mortgage Loan programs that requires a 3 percent down payment.
The JTS & Co. Mortgage Payment Calculator factors in your fees to give you a more precise payment estimate.
The HomeStyle Renovation mortgage provides a convenient and economical way for borrowers considering moderate home improvements.
Homebuyers have the chance to make repairs and renovations with a single-close first mortgage rather than taking out a second mortgage, using home equity line of credit or utilizing more costly methods of financing.
The home renovation loan enables borrowers to purchase a home that needs repairs or refinance the mortgage on their existing home.
It also includes the necessary funds for renovation in the loan balance.
Homebuyers have the chance to make repairs and renovations with a single-close first mortgage rather than taking out a second mortgage, using home equity line of credit or utilizing more costly methods of financing.
The home renovation loan enables borrowers to purchase a home that needs repairs or refinance the mortgage on their existing home.
It also includes the necessary funds for renovation in the loan balance.
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