Ready to get pre-approved? Our digital loan application quickly and securely generates you a 1003 loan application and allows us to get you jump started on the path to home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. Using our online loan application platform, you can easily apply and get approved for a loan.
Use our powerful mortgage calculators to get an idea of how much you will pay in principal, interest, insurance, etc over the lifespan of your loan.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. Using our online loan application platform, you can easily apply and get approved for a loan.
Use our powerful mortgage calculators to get an idea of how much you will pay in principal, interest, insurance, etc over the lifespan of your loan.
Services
Texana now boasts four full service branches throughout East Texas, in addition to one branch in Arkansas.
We also have several mortgage offices to serve you.
We' re bringing honesty back to banking.
Our staff has the tools and knowledge to help you achieve your goals faster.
At Texana, we call you by name, and we' re personally invested in your success.
We' re not going anywhere.
If at any time you have questions or are dissatisfied with any aspect of your loan experience, please contact us at (903) 334-0900, or send us an email at info@lendgenie.com.
We also have several mortgage offices to serve you.
We' re bringing honesty back to banking.
Our staff has the tools and knowledge to help you achieve your goals faster.
At Texana, we call you by name, and we' re personally invested in your success.
We' re not going anywhere.
If at any time you have questions or are dissatisfied with any aspect of your loan experience, please contact us at (903) 334-0900, or send us an email at info@lendgenie.com.
We understand that the process of purchasing a new home can often seem like a daunting one, especially for first time home buyers.
Here at Lend Genie we try and make every step of the process as easy and fast as possible.
Listed below are the 9 simple steps to complete in order to purchase your new home.
First, we'll get you on the phone with one of our licensed loan officers.
They'll ask you some basic questions to find out what you're looking for.
From there, they'll determine the best path for you to take, whether that's a pre-qualification, pre-approval, or mortgage application.
Here at Lend Genie we try and make every step of the process as easy and fast as possible.
Listed below are the 9 simple steps to complete in order to purchase your new home.
First, we'll get you on the phone with one of our licensed loan officers.
They'll ask you some basic questions to find out what you're looking for.
From there, they'll determine the best path for you to take, whether that's a pre-qualification, pre-approval, or mortgage application.
Like everything else, we try and make the process of refinancing your current home as simple and fast as possible.
Below is a list of the 7 simple steps you need to complete in order to refinance your home.
At this point in the process, we'll collect your property details, run your credit, and verify your income and assets.
Investing a little more time up front will save you time throughout the process and allow your loan to move from start to finish faster.
We will generate you a personalized to-do list of all the remaining documents we'll need from you.
Below is a list of the 7 simple steps you need to complete in order to refinance your home.
At this point in the process, we'll collect your property details, run your credit, and verify your income and assets.
Investing a little more time up front will save you time throughout the process and allow your loan to move from start to finish faster.
We will generate you a personalized to-do list of all the remaining documents we'll need from you.
Conventional mortgages are the most popular option for borrowers looking to purchase or refinance a home.
Borrowers may choose between fixed- and adjustable-rate mortgages with terms from 10 to 30 years.
Conventional mortgages are not insured or guaranteed by any government agency and may be sold to Fannie Mae or Freddie Mac.
Many borrowers enjoy the consistent monthly payment that comes with a fixed-rate Conventional loan, as this tends to make budgeting easier.
However, adjustable-rate mortgages (ARMs) may make the initial payment lower with the payment adjusting after the fifth, seventh, or tenth year and every two years after for the term of the loan.
Borrowers may choose between fixed- and adjustable-rate mortgages with terms from 10 to 30 years.
Conventional mortgages are not insured or guaranteed by any government agency and may be sold to Fannie Mae or Freddie Mac.
Many borrowers enjoy the consistent monthly payment that comes with a fixed-rate Conventional loan, as this tends to make budgeting easier.
However, adjustable-rate mortgages (ARMs) may make the initial payment lower with the payment adjusting after the fifth, seventh, or tenth year and every two years after for the term of the loan.
A mortgage with an interest rate that adjusts periodically, after it has stayed at the same rate for a certain amount of time.
An ARM usually starts with an interest rate that's lower than that of a fixed-rate mortgage, but it changes over time based on the index and margin.
To some borrowers, this option may seem risky, and many borrowers prefer a fixed rate because they get to enjoy consistent monthly payments (which can help simplify budgeting).
But for other borrowers, an adjustable rate means a possibly lower rate, which can result in lower monthly payments during those favorable market times.
An ARM usually starts with an interest rate that's lower than that of a fixed-rate mortgage, but it changes over time based on the index and margin.
To some borrowers, this option may seem risky, and many borrowers prefer a fixed rate because they get to enjoy consistent monthly payments (which can help simplify budgeting).
But for other borrowers, an adjustable rate means a possibly lower rate, which can result in lower monthly payments during those favorable market times.
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