Innovative Capital Advisors was formed in 2003 to offer investors access to a time tested and very desirable asset class: commercial mortgage loans. This asset class requires specialized knowledge, market access and experience to prudently originate and assess the quality of each individual loan opportunity. For many investors these barriers to entry prove too costly to make a lending effort worthwhile.
ICA offers a cost effective solution to this dilemma. We have an established lending process, from underwriting to closing and ongoing management, which has been developed over many years by our team of experienced professionals. This process has proven highly successful with default and delinquency rates well below industry averages. ICA originates loans for a group of lenders on a quarterly basis.
By investing over a number of quarters, lenders can build a portfolio of many loans, diversified among all desirable property types and across many states. This diversification is depicted on our Product Overview page.
ICA offers a cost effective solution to this dilemma. We have an established lending process, from underwriting to closing and ongoing management, which has been developed over many years by our team of experienced professionals. This process has proven highly successful with default and delinquency rates well below industry averages. ICA originates loans for a group of lenders on a quarterly basis.
By investing over a number of quarters, lenders can build a portfolio of many loans, diversified among all desirable property types and across many states. This diversification is depicted on our Product Overview page.
Services
Barriers to entry make small balance commercial loans a new asset class for most investors.
The ICA team, with over 100 years of combined experience, provides economic access to this market.
Through conservative underwriting and broad diversification, ICA Lending delivers secure, low risk exposure to the small balance commercial mortgage market.
ICA provides monthly and annual reports to its clients which are available online through its web site.
These include bank statements, Individual Schedule B Reports, RBC, and AM Best reports.
The ICA team, with over 100 years of combined experience, provides economic access to this market.
Through conservative underwriting and broad diversification, ICA Lending delivers secure, low risk exposure to the small balance commercial mortgage market.
ICA provides monthly and annual reports to its clients which are available online through its web site.
These include bank statements, Individual Schedule B Reports, RBC, and AM Best reports.
Prior to the formation of ICA, Peter was a founder and Chief Investment Officer at Asset Allocation & Management Company where he had overall responsibility for $11 billion of insurance company assets, and was directly responsible for $6 billion (over half) of AAM's assets in his dual role as Senior Portfolio Manager.
He specialized in senior structured assets including MBS, ABS, and CMBS sectors and has been a specialist in interest sensitive liabilities including annuities and universal life products.
He specialized in senior structured assets including MBS, ABS, and CMBS sectors and has been a specialist in interest sensitive liabilities including annuities and universal life products.
Simply put, ICA is a great place to work!
Our highly distinguished clients deserve products and services built on integrity, quality and innovation from our trusted brand and team of experts.
Those who join us will work with highly intelligent and competent colleagues that will help you to build a successful and lucrative career.
Our team members are continually learning from one another and combining efforts to grow the business.
We invite you to share the excitement of helping to build a rapidly growing company in an environment where each person can see how his or her individual efforts make a difference.
Our highly distinguished clients deserve products and services built on integrity, quality and innovation from our trusted brand and team of experts.
Those who join us will work with highly intelligent and competent colleagues that will help you to build a successful and lucrative career.
Our team members are continually learning from one another and combining efforts to grow the business.
We invite you to share the excitement of helping to build a rapidly growing company in an environment where each person can see how his or her individual efforts make a difference.
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