Here at Serve-U-Best Mortgage, LLC, we don't quote you a loan program until we understand your goals. We fund loans with many different credit and employment profiles. The majority of the lenders, in the industry, will quote you a rate up front without really listening to your needs. We structure first mortgages refinances, home purchases, seconds, equity lines and equity loans with any type of unique twist.
Since we have access to hundreds of different loan structures, we are not restricted to just one type of product-line like many banks. We are able to search the entire nation for the right loan package that meets your particular needs. We are not strictly a mortgage loan sales office. We diligently structure the proper loan package(s) to match our client's ultimate goals, what ever they may be.
This is why we need to know exactly what your specific financial goals are; and then make it happen. No two clients are alike. It does not matter what type of credit or financial situation you're in.
Since we have access to hundreds of different loan structures, we are not restricted to just one type of product-line like many banks. We are able to search the entire nation for the right loan package that meets your particular needs. We are not strictly a mortgage loan sales office. We diligently structure the proper loan package(s) to match our client's ultimate goals, what ever they may be.
This is why we need to know exactly what your specific financial goals are; and then make it happen. No two clients are alike. It does not matter what type of credit or financial situation you're in.
Services
Homeowners seeking a mortgage refinance and new home buyers are often told why they do not qualify for certain loan programs from their mortgage company.
Serve-U-Best Mortgage, LLC prides itself on being able to place almost any home loan, even if you have less than perfect credit.
Dealing with the greatest range of mortgage lenders allows us the most flexibility when working with our clients on refinancing mortgages AND home purchase loans.
From the comfort of your own home, you can find out how much house you prequalify for, apply online and begin to gather the documents you'll need to get your mortgage loan approved.
Serve-U-Best Mortgage, LLC prides itself on being able to place almost any home loan, even if you have less than perfect credit.
Dealing with the greatest range of mortgage lenders allows us the most flexibility when working with our clients on refinancing mortgages AND home purchase loans.
From the comfort of your own home, you can find out how much house you prequalify for, apply online and begin to gather the documents you'll need to get your mortgage loan approved.
I Started My Lending Career In San Francisco Where I Began As A Loan Officer, And After Spending 16 Years With This Company, Rose To Be The Vice President In Charge Of Nationwide Sales Management.
I Moved To AZ In 2002 After Our Kids Finished High School, Where I Managed A Tempe And Dallas, TX Office For Fidelity Mortgage Corp Before They Ceased Operations On 11/2007.
I Moved To AZ In 2002 After Our Kids Finished High School, Where I Managed A Tempe And Dallas, TX Office For Fidelity Mortgage Corp Before They Ceased Operations On 11/2007.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime.
If you're considering buying a home, you're likely aware of the complexity of the endeavor.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
At Serve-U-Best Mortgage, LLC, we are dedicated to finding the loan that fits your individual needs.
If you're considering buying a home, you're likely aware of the complexity of the endeavor.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
At Serve-U-Best Mortgage, LLC, we are dedicated to finding the loan that fits your individual needs.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history.
The lender will request a credit report from a credit agency and will verify the information provided in your loan application.
Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
401k or 403b program.
W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment.
Homeowner's association information with contact information if property is a condo or part of a homeowner's association.
The lender will request a credit report from a credit agency and will verify the information provided in your loan application.
Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
401k or 403b program.
W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment.
Homeowner's association information with contact information if property is a condo or part of a homeowner's association.
Refinancing is often used to lower your interest rate.
If rates have dropped since you last financed your home, you may want to consider refinancing.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.
Another way to convert equity in your home to cash is a "home equity" loan.
If rates have dropped since you last financed your home, you may want to consider refinancing.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.
Another way to convert equity in your home to cash is a "home equity" loan.
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