We offer the assistance you need to help in all your Califormia mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many California mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many California mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
Services
The following is a partial list of programs offered by Global Mortgage with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 408-779-2971.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
For a complete list of the programs that we offer, please contact us at 408-779-2971.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.
Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage.
Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
With this information you can make a more informed decision on whether these government insured loans are right for you and your family.
In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
By using money from private investors, we aren't bound by rigid banking guidelines and can offer you some of the most flexible loan terms in the industry depending on the deal, your investor profile, background, and experience.
Other lenders take a one size fits all approach to making loans - but we don't.
We carefully evaluate each and every deal and offer competitive terms when the deal makes sense.
From Residential Fix and Flip, Rental, Line of Credit, Refinance or construction, it's our job to get you the money to do the deal.
Other lenders take a one size fits all approach to making loans - but we don't.
We carefully evaluate each and every deal and offer competitive terms when the deal makes sense.
From Residential Fix and Flip, Rental, Line of Credit, Refinance or construction, it's our job to get you the money to do the deal.
Jumbo Loans are loans that exceed the conforming loan limits set by the Office of Federal Housing Enterprise Oversight (OFHEO), and is not eligible to be purchased, securitized, or guarenteed by Fannie Mae or Freddie Mac.
A Jumbo Loan is for mortgages more than $625,500.
It also offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
For Purchase transactions Jumbo Loans require the home-buyer to put down at least 20% of the purchase price of the home.
A Jumbo Loan is for mortgages more than $625,500.
It also offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
For Purchase transactions Jumbo Loans require the home-buyer to put down at least 20% of the purchase price of the home.
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