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How the Mortgage Process can go WRONG By: Nathan Gillin Even if you follow the 9 Steps to Mortgage Approval, it is possible that the mortgage process can still go wrong. When buying your house and applying for a mortgage, keep these in the back of your mind and avoid. USDA Loans: The Pros and Cons By: Nathan Gillin Backed by the United States Department of Agriculture, USDA Rural Development Loans were created to develop new regions of the country and help those with low or moderate incomes build in certain rural areas.

VA Loans: The Pros and Cons Written by: Nathan Gillan Created in 1944, VA loans were originally part of a government program created to help veterans purchase homes with eased credit requirements and low down payments. Today, they serve the same purpose, and are. CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans.
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Established in 1992 and based out of Medina, Ohio we would like to welcome you to CHM Lending, the home to the revolutionary "Mortgage Made Easy!" communication system.
Our advanced industry-technology ensures all parties to a loan transaction are notified of the loan status and kept on the same page throughout the entire transaction!
Here at CHM Lending, we treat each customer as an individual, not a number.
We don't place you into a loan profile formula created by the banking industry.
We use "common sense" and will help you obtain the best loan possible!
Introducing J.T. Feagan, our phenomenal Loan Officer.
J.T. started his career in the mortgage industry then went on to help his father open a new business.
After the business was successfully launched J.T. came back to the mortgage industry to pursue his passion for helping people with their mortgage needs.
When J.T. is not at the office he's at his home in Wadsworth where he enjoys building computers and tinkering on cars with his friends.
Jamie Fast joins the CHM Lending team with a sales background as well as being a licensed Real Estate Agent.
If you're like most people, purchasing a home is one of the biggest investments you'll ever make in your lifetime.
If you're considering buying a home, you're likely aware of the complexity of the endeavor.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
At CHM Lending, we are dedicated to finding the loan that fits your individual needs.
Any purchase mortgage which is not insured or guaranteed by a government agency such as FHA, VA, and USDA are considered a conventional purchase loan.
Any purchase mortgage which is not insured or guaranteed by a government agency such as FHA, VA, and USDA are considered a conventional purchase loan.
Conventional purchase loans allow purchases of single family homes, condominiums, investment properties, cluster homes, and second homes.
CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio.
Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans.
Refinancing is often used to lower your interest rate.
If rates have dropped since you last financed your home, you may want to consider refinancing.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.
Just imagine what you could do with an extra $100, $300 or more each and every month.
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