The Mortgage Guys
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The Mortgage Guys
If you're Northeast Ohio homebuyer, you now have a new source for home mortgages-and a new way to apply for a home mortgage. We call it Your Loan. Your Way. It's simple: Instead of trying to fit your home mortgage needs into just a few available home mortgage products, The Mortgage Guys scour the financial world for the right home mortgage for your specific situation.

The home-buying process can be confusing and intimidating for first-time homebuyers. We help demystify things by carefully explaining and walking your through every step of the home mortgage process. We have access to hundreds of different home mortgage products with different down payment options, including some with down payments as low as 3.5% for home purchases and refinancings.

Sometimes it can be difficult for these homebuyers to obtain a home mortgage due to the challenge of verifying their income.
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The Mortgage Guys are Jeff Jaklitsch and Mark Kubek, two homegrown Northeast Ohio natives who have known each other since elementary school.
After working for various mortgage companies, Jeff and Mark recently decided to join forces and create The Mortgage Guys, a different kind of home mortgage company.
Their philosophy is based on a new way to apply for a home mortgage, which they call Your Loan.
The concept is surprisingly simple: Since no two borrowers are identical, The Mortgage Guys take a hands-on approach with each customer, custom-designing the perfect home mortgage for every individual circumstance, instead of trying to fit every buyer into one of just a few different kinds of home mortgages.
Any interested borrower should apply even if you believe your credit and income are not in order.
We can observe what we have to work with and then come up with a plan to better your situation so you can be approved for a loan in the near future.
All we need are able and willing borrowers who are willing to take on the challenge.
We will promise to make this process as basic and pain free as possible.
Every borrower is different, so there are different kinds of home mortgages to meet different needs and circumstances.
The Mortgage Guys understand that providing clear, simple answers to first-time homebuyers is the best way to help them through the sometimes complicated process of applying for a home mortgage.
Although each customized home financing package has its own variety of features, the concept is really quite simple: A home mortgage is a loan made to help you finance the purchase of a home.
A lender advances you a certain amount of money, which you repay with interest over a specified period of time (usually 30 years, but sometimes 15 years).
The Mortgage Guys have access to hundreds of different home mortgage products, many with low down payment options and the lowest wholesale interest rates available in the home loan market today.
We review, compare, analyze and revise our home mortgage offerings every day so we can offer you a customized solution - not some canned, off-the-shelf home mortgage product.
This is one of our areas of specialty.
We work closely with homebuyers who have poor credit to help them make changes to improve their credit scores so they can qualify for a home mortgage.
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