My team and I are committed to providing you with exceptional service so we can retain you as a lifelong client. American Pacific Mortgage is a direct lender and we offer a full range of loan programs for Conventional, FHA, USDA and VA home loans at competitive rates. Whether you are purchasing a home for your primary residence, buying a 2nd home, buying an investment property or need to refinance your existing home.
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend.
All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend.
All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.
Services
As a Senior Producing Branch Manager I and have 26+ years' experience in the mortgage industry.
I am committed to educating home buyers and home owners so they will find the loan to fit their short term and long term goals.
My team and I will walk you thru each step of the loan process.
I will meet with you to understand your goals.
Sherri, our Loan Coordinator can start to package your loan and will work with you on getting all your paperwork sent into Tara, our Loan Processing who will see that your loan file moves to closing.
I am committed to educating home buyers and home owners so they will find the loan to fit their short term and long term goals.
My team and I will walk you thru each step of the loan process.
I will meet with you to understand your goals.
Sherri, our Loan Coordinator can start to package your loan and will work with you on getting all your paperwork sent into Tara, our Loan Processing who will see that your loan file moves to closing.
Conventional loans are defined simply as mortgages that are not guaranteed by any government agency.
Government-backed loans such as those insured by the Federal Housing Administration (FHA) and the U.S. Department of Veterans Affairs (VA) are generally designed to make homeownership easier for individuals with lower income and credit scores.
Conventional loans on the other hand are generally offered to borrowers with stronger credit and higher income.
At American Pacific Mortgage, we offer a number of conventional loan options designed to meet the varying needs of Oregon residents throughout Portland, Happy Valley, Damascus, Boring, and Gresham.
Government-backed loans such as those insured by the Federal Housing Administration (FHA) and the U.S. Department of Veterans Affairs (VA) are generally designed to make homeownership easier for individuals with lower income and credit scores.
Conventional loans on the other hand are generally offered to borrowers with stronger credit and higher income.
At American Pacific Mortgage, we offer a number of conventional loan options designed to meet the varying needs of Oregon residents throughout Portland, Happy Valley, Damascus, Boring, and Gresham.
The Federal Housing Administration was established as part of the National Housing Act of 1934 and later became part of the Department of Housing and Urban Development (HUD) in 1965.
The primary goals of the FHA are to improve the housing market and to protect lenders in the event of borrower default.
This is achieved by insuring mortgages that are offered by FHA approved lenders.
The FHA has grown to become the largest insurer of mortgages in the world, having insured over 34 million mortgages since the early 1930s.
The primary goals of the FHA are to improve the housing market and to protect lenders in the event of borrower default.
This is achieved by insuring mortgages that are offered by FHA approved lenders.
The FHA has grown to become the largest insurer of mortgages in the world, having insured over 34 million mortgages since the early 1930s.
United States Department of Agriculture (USDA) Rural Development operates a number of financial assistance programs with the goal of improving the economy and the overall quality of life in rural communities.
This includes USDA Rural Development home loans either offered or guaranteed by the USDA.
USDA Home Loan programs were established to create opportunities for families to own decent homes that are both sanitary and safe.
American Pacific Mortgage offers competitive rates and terms on Oregon USDA loans throughout Portland, Happy Valley, Damascus, Boring, and Gresham.
This includes USDA Rural Development home loans either offered or guaranteed by the USDA.
USDA Home Loan programs were established to create opportunities for families to own decent homes that are both sanitary and safe.
American Pacific Mortgage offers competitive rates and terms on Oregon USDA loans throughout Portland, Happy Valley, Damascus, Boring, and Gresham.
As part of the Servicemen's Readjustment Act of 1944, the VA Loan program was created to help American veterans obtain home loans in situations where alternative financing may be difficult to obtain.
By partially guaranteeing home mortgages, the U.S. Department of Veterans Affairs (VA) makes it possible for Oregon veterans to receive very favorable loan terms and conditions when compared to other mortgages.
At American Pacific Mortgage, we are proud to offer Oregon veterans low rates and favorable terms on VA loans throughout Happy Valley, Portland, Damascus, Boring, and Gresham.
By partially guaranteeing home mortgages, the U.S. Department of Veterans Affairs (VA) makes it possible for Oregon veterans to receive very favorable loan terms and conditions when compared to other mortgages.
At American Pacific Mortgage, we are proud to offer Oregon veterans low rates and favorable terms on VA loans throughout Happy Valley, Portland, Damascus, Boring, and Gresham.
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