Melange Capital Investments
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We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Our experienced professionals offer superior quality support throughout the entire experience. Contact us today and let us go to work for you! We cannot explain how grateful we are from the beginning to the end your work ethic was top notch.

As we all know it was not an easy roller coaster but your guidance was very helpful. We want to thank you and your team for all your work. Thank you for everything and don't worry we will stay in touch. Now regarding sending and recommending people your way that's one hundred percent going to happen. Conventional loans have better rates, terms and/or lower fees than other types of loans, ideal for borrowers with excellent credit and at least a 5% down payment.

Insured by the Federal Housing Administration, FHA loans are best for first-time home buyers and those who less than perfect credit looking to qualify for a mortgage.
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At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry.
We are committed to quality customer service - putting the people we serve first.
Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
The following is a partial list of programs offered by Melange Capital Investments LLC with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 813-303-0005.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life.
Generally speaking, monthly payments remain constant.
Traditionally borrowers are expected to provide a 20 percent down payment though this is not necessarily required.
Pre-qualification starts the loan process.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
The pre-approval process is much more complete than pre-qualification.
For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter.
Pre-approval includes all the steps of a full approval, except for the appraisal and title search.
Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan.
Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application.
Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
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