First Down Mortgage
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First Down Mortgage
A phone conversation with your dedicated Loan Officer is simple and fast. After discussing your purchasing goals and financial situation, we can provide guidance on the loan options that are best suited for you. We can then issue a pre-approval and loan estimate of costs for you to confidently utilize as you are shopping for your home. A mortgage refinance can be beneficial in a variety of ways that may not be obvious to an average homeowner.

Should I buy a house? That is the question that often comes up as renters approach the end of their lease term. You may find yourself anxious over the decision of renting again or jumping in as a first-time homebuyer. For some, it's something they have never really. Pros and Cons of Self-Service vs. Hiring a Mortgage Professional Homeownership is a dream for many, but it is no easy task.

Once you are in a financial position, there are still many steps until you get the keys in hand. Mortgage applications can be a long and tedious. Florida storm season can affect and setback several industries, but none so much as the real estate industry.
Services
First Down Mortgage, LLC - NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL.
We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance.
We are a client centric brokerage firm focused on the satisfaction of our clients and process efficiency.
Our borrower's best interests always come first, as everything we do is guided by our values and professional ethics.
We have the ability and flexibility to shop for loans at several lending institutions to secure the very best interest rates and terms.
We are searching for an experienced and detail-oriented loan originator that has a passion for helping people and possess the ability to understand and navigate complex financial requirements.
To succeed in this role, you should demonstrate excellent communication and interpersonal skills.
Meet with prospective loan applications to identify their needs and collect needed information.
Educate, advise, and guides prospective borrowers through the early stages of the process.
Maintain referral relationships and cultivate new relationships with key centers of influence.
Here are answers to some commonly asked questions.
If you have questions that aren't listed please visit our contact page and ask us anything!
There are many reasons why you should get pre-approved before looking at homes.
A pre-approval can help guide you in determining how much you can afford, what costs are associated with buying a home, and the process/timeline for purchasing.
There are many loan programs available today that require less than 5% down.
Having a conversation with our Loan Officer will allow us to narrow down which options would be best for you.
Purchasing a new home can be very stressful, especially for someone who hasn't gone through the process before.
Getting a mortgage for this purchase should not be a source of frustration and anxiety during a time when you are excited to make your purchase and begin a new journey.
A home purchase is typically one of the largest financial transactions you will make.
It is important to make the right decisions and keep an eye on the details.
With the assistance of your Real Estate Agent and a knowledgeable Loan officer, the process should be efficient and pleasant.
With the assistance of your Real Estate Agent and a knowledgeable Loan officer, refinancing your mortgage should be efficient and pleasant.
A mortgage refinance can be beneficial in a variety of ways that may not be obvious to an average homeowner.
Utilize the equity in your home to consolidate your debts and decrease your overall interest expense on these debts.
If your initial mortgage has an interest rate higher than what is offered today, you could benefit from refinancing into a lower interest rate.
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