Kuljinder Tatla
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Kuljinder Tatla
We are here to help to get your Pre-approval on your mortgage loan application quickly. Start your mortgage or refinance loan application online for your California property from comfort of your home any where. We will get you the lowest possible interest rates for your home mortgage. We are here to help to get today's lowest interst rate for your home mortgage REFINANCE.

Start your mortgage refinance loan application online for your California property from comfort of your home any where. Your California Mortgage and Refinance Broker, Kuljinder Tatla, Mortgage Loan Officer, at U2 FUNDING INC Mortgage Broker provide you with lowest possible mortgage rates to make your home mortgage or refinance process easy and hassle free process for your home, residential, investment and commercial properties.

Either you are purchasing your first home, refinancing your existing home, buying commercial or investment properties in California, we have focused on originating high quality real estate loans as a Loan Officer we are here with you from start of your mortgage or refinance application to get your loan closed from comfort of your home.
Services
The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.
FHA insures mortgages on single family homes, multifamily properties, residential care facilities, and hospitals.
It is one of the largest insurers of mortgages in the world.
FHA mortgage insurance provides lenders with protection against losses if a property owner defaults on their mortgage.
The lenders bear less risk because FHA will pay a claim to the lender for the unpaid principal balance of a defaulted mortgage.
Your debt-to-income ratio is a percentage that tells lenders how much money you spend versus how much money you have coming into your household.
You can calculate your DTI by adding up your monthly minimum debt payments and dividing it by your monthly pre-tax income.
When you apply for a mortgage, you'll need to meet maximum DTI requirements so your lender knows you're not taking on more debt than you can handle.
Lenders prefer borrowers with a lower DTI because that indicates less risk that you'll default on your loan.
Most Real estate transactions are one of the biggest financial decison we make in our life time.
Its very important to take every step wisely.
Most people think buying a home requires a lot of time and effort, but we are here to help.
Real Estate agents are valuable partners in buying or selling a home.
Real estate agents can provide very useful information on homes, pricing and neighborhoods etc that is not easly availble.
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