Encore Mortgage
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Encore Mortgage
Bryant is amazing! Aside from being a licensed miracle worker, his personality and professionalism really make him easy to work with. He explains everything in a simple way that I can understand and is easily reachable by text, phone and email. We will continue to work with him for all of our home needs! 5 stars! Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.

Lock in great terms with current interest rates to ensure your home remains affordable-or build more equity with an update! Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever. Know where you stand. With a property evaluation in hand, you'll have better access to your options so you can see the next move.

Browse rate comparisons to see which individual mortgage terms make the most sense for you. Secure a home purchase loan to make your dream of homeownership a reality, securing favorable terms and finding the best possible rates for your monthly budget!
Services
Need financing options on a home, or other real estate?
Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful!
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you're a first-time homebuyer or a repeat buyer.
Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.
We're here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you.
Refinancing is the process of paying off your existing mortgage with a new mortgage.
Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change.
A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come.
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.
An ARM is an Adjustable Rate Mortgage.
Unlike fixed-rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The intial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.
We're here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA).
Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We're here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
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