American Property Financial
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American Property Financial
We are a locally owned mortgage brokerage company founded in 1985. Having been in business for over 30 years we have helped thousands of Texans purchase or refinance everything from their first home to investment properties, which have helped, build their net worth. We have done this by offering a wide range of home loans including FHA, FHA 203K, VA, Conventional, Tex-Vet, USDA, One-Time Close Construction Loans, FHA 203 h, First Time Home-buyers and Home Equity Loans throughout the State of Texas.

Calculate your monthly mortgage payment using the free calculator above. A house is the largest purchase most of us will ever make so it's important to calculate what your mortgage payment will be and how much you can afford. Buying a house is a huge decision, probably the largest financial investment you will make. Take advantage of our Homebuyer Resources and let them help guide your decisions throughout the homebuying experience!

We work closely with a network of Recommended Professionals who we know will take care of our clients.
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I have lived in San Antonio for over 20 years and I am proud of this community and its long standing heritage and traditions.
I have worked in real estate for over 4 years in San Antonio and am very familiar with this great city.
In all of my transactions, I give every one of my clients my best every day and pride myself in the fact that I maintain great communication with my clients, even after the purchase or sale of their home.
I entered into the real estate market when one had to truly learn how to craft a deal in a real estate transaction.
Use this FREE tool and let the experienced professionals here help you find your next home based on your needs/wants.
Let us know If you found a match.
Our FREE Home Value Comparisons tool has been designed to help you get an idea of what your home is worth in today's market, as well as the value of similar homes in your area.
Is now the best time to move?
Here at American Property Financial Inc. we have established a strong foundation with realtors across Texas.
Use this self-help tool to instantly access the largest database of properties for sale in the nation.
Ever been curious to find out when is the best time to buy your first or even second home?
Be informed with updated Homebuyer Resources every week.
Explore our mortgage guide to investigate the forecast for the week along with helpful tips to thrive in your professional/home life.
Whether you're buying or refinancing, no one wants to face the challenge of their appraisal coming in lower than their mortgage amount!
To ensure your appraisal comes in high, these are some suggestions to make sure your home is valued high.
We are a full service mortgage brokerage company in San Antonio, Texas.
We offer all the tools needed in today's fast and growing world.
If you are buying, building or refinancing your home you will appreciate our personal motto which is to serve your every needs.
Owned and operated by Joe Mays, a mortgage professional with over thirty-five years of experience, he aims to serve every person based on trust through active communication.
His team of lenders help bring the best to you in products and service.
American Property Financial offers the largest, most comprehensive set of mortgage loan programs for Manufactured homes than any other lender in San Antonio, Uvalde, New Braunfels, or anywhere in Texas.
Our loan programs include: FHA, VA, Conventional, USDA, Renovation Programs and One-Time Close construction loans.
Many of these programs have low or no down payments.
All of these programs are up to 30 years in term, fixed rate and with no prepayment penalties.
All of our loan programs must meet standards for real property loans and some standards are unique to manufactured homes.
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