E Mortgage Capital
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California-based Joseph Shalaby is the founding Broker and CEO of E Mortgage Capital Inc., a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates. Joseph Shalaby is a UCSB alumni graduating with honors in 2002 and has been in the mortgage industry for more than two decades, working hard to stay on the cutting edge of new mortgage products and alternative mortgage options.

Mortgage innovations are what allow his clients to select the absolute best loan products customized for their individual situations. Joseph Shalaby actively seeks to offer market-leading rates on mortgages, with an ability to lock loans online and lock in interest rates at a guaranteed rate for up to 90 days. With the emergence of Non-QM loans, new alternative money and no income loans are now growing through E Mortgage Capital.

This dedication to competitive mortgage options is what makes Joseph Shalaby a pioneer in the mortgage industry. Utilizing its decades of experience helping clients select and secure the best residential loans, Joseph Shalaby has expanded into 8 branches throughout the Orange County area and Hawaii and recently purchased a spacious office in Santa Ana, California facility.
Services
My fiance and I had a great experience with Nick Dempsey at E Mortgage.
This is a great company who made the whole process so smooth and easy from beginning to end.
Would highly recommend!
I was refered to E Mortgage Capitol and My loan officer John Gearries is great and what he does.
He has helped me on very difficult situations and will go above and beyond to get the best rate for your needs.
Awesome guy and very efficient!
Professional and responsive.
True to their word.
I was hesitant as they were not local.
We are about autonomy, inclusiveness, and creating a lending experience that strengthens the relationship between borrowers and originators, not cheapen them.
We are about creating value, trust, and taking care of people.
Who does not like making a lot of money, and having independence while doing it?
We are value based people and we want to attract the best.
We believe about growing from within and offering a competitive compensation model that has no limits.
Our originators and branch managers have endless opportunity and potential to grow their teams and scale their business.
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