Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way. We specialize in residential home loans and are proud to service Honolulu County and the state of Hawaii.
Our strategy is to deliver to you the power of a national mortgage bank with the personal attention of a local lender. Our team of highly trained mortgage professionals is licensed to offer individual solutions to your unique financial circumstances. The internet is great, but we feel that you need personal service when shopping for a mortgage. Experience, trust and results are the most critical necessities when choosing the right lending partner.
That's why you can count on the team at First Hawaiian Mortgage. With over 25 years of experience assisting people to move into their dream homes, buyers and agents alike trust our team to get results fast!.
Our strategy is to deliver to you the power of a national mortgage bank with the personal attention of a local lender. Our team of highly trained mortgage professionals is licensed to offer individual solutions to your unique financial circumstances. The internet is great, but we feel that you need personal service when shopping for a mortgage. Experience, trust and results are the most critical necessities when choosing the right lending partner.
That's why you can count on the team at First Hawaiian Mortgage. With over 25 years of experience assisting people to move into their dream homes, buyers and agents alike trust our team to get results fast!.
Services
A credit score can range anywhere between 300 - 850 and is comprised of 5 different categories.
The information below shows what factors are used to calculate your credit score, and the actions that affect it.
Pay off any charge off accounts, collections, loans, credit cards or consolidate your debt.
Bank/asset statements for the last two months on all checking, savings, stock, mutual funds, IRA, or other liquid assets you would like on your loan application.
If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules.
The information below shows what factors are used to calculate your credit score, and the actions that affect it.
Pay off any charge off accounts, collections, loans, credit cards or consolidate your debt.
Bank/asset statements for the last two months on all checking, savings, stock, mutual funds, IRA, or other liquid assets you would like on your loan application.
If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules.
Summit Funding Loan Officers are known for being the home loan experts.
We educate every client on all aspects of the transaction to make sure you understand what is going on.
At the end of the day, we are not just providing mortgage services, we are also creating a relationship built on integrity.
Title / escrow company will provide you with the amount needed for closing - make sure to bring a cashier's check.
We educate every client on all aspects of the transaction to make sure you understand what is going on.
At the end of the day, we are not just providing mortgage services, we are also creating a relationship built on integrity.
Title / escrow company will provide you with the amount needed for closing - make sure to bring a cashier's check.
Summit Funding is a Direct Seller Servicer.
Which means we offer MORE loan programs, MORE lending flexibility, and MORE loan Officer experience.
Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!.
VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
We offer a variety of jumbo products that will help you purchase homes with a larger loan amount.
Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments.
Which means we offer MORE loan programs, MORE lending flexibility, and MORE loan Officer experience.
Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!.
VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
We offer a variety of jumbo products that will help you purchase homes with a larger loan amount.
Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments.
Did you know that you may be able to own a home for the same as it costs to rent?
Here are Summit Funding, we understand that for a first time homebuyer, purchasing a home may be the single largest purchase you will ever make in your lifetime.
It's important to calculate what your mortgage payment will be, and how much you can afford.
Should I refinance my mortgage?
Mortgage calculator Comparing mortgage terms (i.e. 15, 20, 30 year) Should I rent or buy a home?
Compare a 'no-cost' vs. traditional mortgage What are the tax savings generated by my mortgage?
Here are Summit Funding, we understand that for a first time homebuyer, purchasing a home may be the single largest purchase you will ever make in your lifetime.
It's important to calculate what your mortgage payment will be, and how much you can afford.
Should I refinance my mortgage?
Mortgage calculator Comparing mortgage terms (i.e. 15, 20, 30 year) Should I rent or buy a home?
Compare a 'no-cost' vs. traditional mortgage What are the tax savings generated by my mortgage?
Did you know that you may be able to own a home for the same as it costs to rent?
Here are Summit Funding, we understand that for a first time homebuyer, purchasing a home may be the single largest purchase you will ever make in your lifetime.
It's important to calculate what your mortgage payment will be, and how much you can afford.
Summit's Executive Management Team is comprised of seasoned professionals who are committed to the Builder Industry.
Our experience and exemplary record of adapting to changing markets has made us industry recognized leaders in new home construction lending.
Here are Summit Funding, we understand that for a first time homebuyer, purchasing a home may be the single largest purchase you will ever make in your lifetime.
It's important to calculate what your mortgage payment will be, and how much you can afford.
Summit's Executive Management Team is comprised of seasoned professionals who are committed to the Builder Industry.
Our experience and exemplary record of adapting to changing markets has made us industry recognized leaders in new home construction lending.
Reviews
Be the first to review First Hawaiian Mortgage.
Write a Review
