DeeAnn Harper
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DeeAnn Harper
Contact InTrust Mortgage today to discuss your mortgage loan options, and let our experienced professionals find the loan that's right for you! Download our mobile app to run your own expert mortgage calculations, upload loan documents & more! We've been helping customers afford the home of their dreams for many years and we love what we do. InTrust Mortgage, LLC strives to ensure that its services are accessible to people with disabilities.

InTrust Mortgage, LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. InTrust Mortgage, LLC makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.

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Services
Our mission is to serve our customers first and foremost with honesty, integrity and complete transparancy.
Our goal is to provide our clients with the very best home buying or refinancing experience while providing them with the best rates and closing costs possible.
Furthermore, we pledge to make the mortgage process so painless that our customers will become trusted customers for life!
That's especially true when purchasing a home or any property for that matter.
Ultimately, closing your loan on time is a culmination of the entire buying process - from choosing a realtor, finding your dream home or perfect investment property, negotiating with the seller, arranging for your mortgage and insurance, getting the property inspected and appraised, and finally getting those keys at the closing table.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan.
It may be a viable option even if the interest rate difference is only 1% or less.
Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Your savings depends on your income, budget, loan amount, and interest rate changes.
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