What makes our team different? We treat all our customers with the individual care to ensure they are making decisions that best serve their needs throughout the entire process. Our team of dedicated loan specialists put your needs first and are available to personally answer any questions you have throughout the loan process. That's not something you'll get everywhere - and the main reason we continue to see high ratings and recommendations from our customers to others.
See how we can help you today!
See how we can help you today!
Services
We know that each customer has specific needs, so here at 1st Rate Home Mortgage, Inc., we strive to meet those specific needs with quality service and individual attention.
We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate.
We offer conforming, non-conforming and government loan programs.
We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate.
We offer conforming, non-conforming and government loan programs.
Get the information you need to confidently pursue the lending solution that works best for you!.
Lending can be a complex process, and a lot more options exist than many people realize.
We understand how confusing it can be, so you can explore some of these options below.
This will give you the tools to better understand your options.
If you have any questions at all, please don't hesitate to Contact Us today and one of our professionals can help you right away.
Navigating VA Loans can be a difficult process based on the specific conditions and rules for eligibility.
Lending can be a complex process, and a lot more options exist than many people realize.
We understand how confusing it can be, so you can explore some of these options below.
This will give you the tools to better understand your options.
If you have any questions at all, please don't hesitate to Contact Us today and one of our professionals can help you right away.
Navigating VA Loans can be a difficult process based on the specific conditions and rules for eligibility.
You can explore the different kinds of loans below and click to learn more about each type.
If you have any questions at all, please don't hesitate to contact us today.
The FHA loan is the most popular government-backed home loan in the country.
These low down payment loans are made by qualified lenders and guaranteed by the Federal Housing Administration (FHA).
FHA loans require just a 3.5% down payment for borrowers with a 580 credit score or higher.
For homebuyers with less-than-perfect credit, FHA loans offer additional significant benefits.
If you have any questions at all, please don't hesitate to contact us today.
The FHA loan is the most popular government-backed home loan in the country.
These low down payment loans are made by qualified lenders and guaranteed by the Federal Housing Administration (FHA).
FHA loans require just a 3.5% down payment for borrowers with a 580 credit score or higher.
For homebuyers with less-than-perfect credit, FHA loans offer additional significant benefits.
APR, annual percentage rate, is used to compare the cost of money borrowed from that lender on a specific transaction.
APR will consider all finance charges associated with that loan.
Things like mortgage insurance, origination fees, and discount points are all factored into the APR.
The higher the APR vs the note rate - the higher the cost of that transaction.
To ensure you are getting a loan with low closing costs make sure your APR is not much higher than the note rate.
We do not charge any out-of-pocket fees.
APR will consider all finance charges associated with that loan.
Things like mortgage insurance, origination fees, and discount points are all factored into the APR.
The higher the APR vs the note rate - the higher the cost of that transaction.
To ensure you are getting a loan with low closing costs make sure your APR is not much higher than the note rate.
We do not charge any out-of-pocket fees.
Once you have completed this expression of interest or application, your information will be sent to 1st Rate Home Mortgage, Inc.
A representative from 1st Rate Home Mortgage, Inc. may contact you by telephone or email.
By submitting your expression of interest you are consenting to receive telephone calls or email from 1st Rate Home Mortgage, Inc.
A representative from 1st Rate Home Mortgage, Inc. may contact you by telephone or email.
By submitting your expression of interest you are consenting to receive telephone calls or email from 1st Rate Home Mortgage, Inc.
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