Giniel Financial Group
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Giniel Financial Group
Giniel Financial Group are Mortgage Brokers who specialize in making the mortgage process Simply Easy, not only for our Loan Officers, but also for our Clients. Located in Ann Arbor, MI, we thrive on the success and satisfaction of our clients and community. Welcome to the official site of Giniel Financial Group, Inc. - We're excited to have you here!

To build a great company, providing opportunities for a better tomorrow. Currently, we are licensed to serve clients looking to buy or refinance in both Michigan and Florida. Navigating loan options can be a complicated task, but with our team of Loan Officers at Giniel Financial: we guide you, step-by-step, through the process with transparency and expert help to get you the best loan option possible.

Giniel Financial Group Inc strives to ensure that its services are accessible to people with disabilities. Giniel Financial Group Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Services
Giniel Financial Group are Mortgage Brokers who specialize in making the mortgage process Simply Easy, not only for our Loan Officers, but also for our Clients.
As a team we created a set of Core Values that we feel not only best represents us professionally, but personally as well.
Believing in and living these Core Values has created a company culture that really does strive to be better every day, and encourages you to reach new heights in your career with a strong support system and genuinely great people that become more than just colleagues, they become family.
Giniel Financial provides a Simply Easy system so you can close more loans with fewer headaches.
Giniel Financial Group Inc strives to ensure that its services are accessible to people with disabilities.
Giniel Financial Group Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Giniel Financial Group Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Giniel Financial provides a Simply Easy process for your qualified buyers to have multiple financing options, reliable processing, & real people advising who put you & your clients first.
We have highly trained loan officers committed to consistent communication throughout the loan process.
We are real people advising our clients and their families, providing them an opportunity for a better tomorrow.
Giniel Financial Group Inc strives to ensure that its services are accessible to people with disabilities.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
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