Top One Mortgage
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TopOne Mortgage Inc (quan mei dai kuan gong si)is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Our headquarter is based at the heart of Rockville, Maryland, serving your residential mortgage needs in metro Washington DC area, including the state of Maryland, Virginia and DC. We are a correspondent lender and fund all loans from our own warehouse which makes loan processing & closing more efficient. Our dedicated and professional licensed loan officers are there to help you with the best solution catering to your needs.

Contact TopOne Mortgage Inc (quan mei dai kuan gong si) to find out more about the products and services we can provide.
Services
Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
Please note that prequalification is different from a preapproval.
Prequalification gives you an estimate of how much you may be able to borrow.
Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.
If you don't know what your property taxes and insurance will be, leave this section blank.
We will estimate it for you.
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