America Trust Funding
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At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At America Trust Funding we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes getting your loan a worthwhile endeavor.
Services
We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application.
Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
The following is a partial list of programs offered by America Trust Funding with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 301-881-5555.
Traditional loan programs that usually require 5% down and offer competitive interest rates.
Documentation and fair-to-good credit are necessary.
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
Refinancing a home mortgage can be a big decision for many homeowners.
Your situation and needs change over time so why shouldn't your mortgage?
Now might be the right time for you to refinance into a lower rate mortgage.
You should take the time to consider the following questions to see if refinancing makes sense for you.
Refinancing is an easy way to solve many of your mortgage worries.
Getting a lower monthly rate and paying less over the life of your loan just makes sense.
At America Trust Funding we're ready to find the right refinancing solution for you.
As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important.
More information about our commercial loan offerings can be found by contacting us via email or by telephone at 301-881-5555.
Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.
A commercial loan differs from a residential mortgage in that the collateral used to secure a commercial loan is a commercial building or business real estate instead of a residential property.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members.
It offers some very great benefits to those that have served our country.
They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
Disabled Veterans may qualify for a waiver of the Funding Fee if they receive any disability payments from the VA or if they are considered to be at least 10% disabled.
As a rule of thumb, almost all active duty or honorably discharged service members are eligible for a VA loan.
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