The team at Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage financing results for their valued clients, no matter how challenging the circumstances might be.
We are the best at what we do because we care and because we treat every loan as if it was our own personal loan. And should there be some issues to overcome; our team is the best at working for you and making magic happen. We are dedicated to getting you into your home at the lowest possible cost with the least possible hassle. FHA loans are available to anyone, first time home buyers or fourth time home buyers and can be for purchasing or refinancing or even rehabbing an owner occupied home.
Let us help you achieve the very best loan rate and the maximum loan amount.
We are the best at what we do because we care and because we treat every loan as if it was our own personal loan. And should there be some issues to overcome; our team is the best at working for you and making magic happen. We are dedicated to getting you into your home at the lowest possible cost with the least possible hassle. FHA loans are available to anyone, first time home buyers or fourth time home buyers and can be for purchasing or refinancing or even rehabbing an owner occupied home.
Let us help you achieve the very best loan rate and the maximum loan amount.
Services
We are the best at what we do because we care and because we treat every loan as if it was our own personal loan.
And should there be some issues to overcome; our team is the best at working for you and making magic happen.
We are dedicated to getting you into your home at the lowest possible cost with the least possible hassle.
Our service is the best in California.
We respond quickly and we keep you informed as we move through the process from pre-qualification to final funding.
We are exceptional at what we do and this is why we have return clients, entire families using our services, business managers referring their clients to us, accountants referring their clients to us and many realtors referring their home buyers to us.
And should there be some issues to overcome; our team is the best at working for you and making magic happen.
We are dedicated to getting you into your home at the lowest possible cost with the least possible hassle.
Our service is the best in California.
We respond quickly and we keep you informed as we move through the process from pre-qualification to final funding.
We are exceptional at what we do and this is why we have return clients, entire families using our services, business managers referring their clients to us, accountants referring their clients to us and many realtors referring their home buyers to us.
We have been providing FHA loans in California for over a decade.
We are experts with FHA regulations and requirements, and we know how to save you time and money.
Our rates are most competitive.
We welcome you to compare our rates with any other lender.
And should there be some issues to overcome; our team is the best at working for you and making magic happen.
Our service is the best in California.
We respond quickly and we keep you informed as we move through the process from pre-qualification to final funding.
We are experts with FHA regulations and requirements, and we know how to save you time and money.
Our rates are most competitive.
We welcome you to compare our rates with any other lender.
And should there be some issues to overcome; our team is the best at working for you and making magic happen.
Our service is the best in California.
We respond quickly and we keep you informed as we move through the process from pre-qualification to final funding.
Because we specialize in non-conforming Jumbo and Super Jumbo mortgages, we are able to address any home financing need you may have.
We also offer a variety of flexible structures and lending arrangements.
Loans lower than these amounts are considered a conforming loan and loans over $1.5 million are considered Super Jumbo Loans.
We can offer a large variety of Jumbo and Super Jumbo loans.
Minimum 760 qualifying credit scores and mortgage insurance are required.
Interest-only option payments are possible to manage your monthly cash flow or fully amortized in=payments on several different loan products.
We also offer a variety of flexible structures and lending arrangements.
Loans lower than these amounts are considered a conforming loan and loans over $1.5 million are considered Super Jumbo Loans.
We can offer a large variety of Jumbo and Super Jumbo loans.
Minimum 760 qualifying credit scores and mortgage insurance are required.
Interest-only option payments are possible to manage your monthly cash flow or fully amortized in=payments on several different loan products.
You want to be sure you are in the right hands when you refinance your home.
You want a mortgage source that has your interests at heart 110% and has a lot of options in terms of capital resources or underwriters, lowering your interest rates and lowering your monthly payments while improving your loans terms.
You need somebody to work with you closely, someone to evaluate your current mortgage and someone who is a student of the loan market.
Major lenders are limited to their underwriting programs.
You want a mortgage source that has your interests at heart 110% and has a lot of options in terms of capital resources or underwriters, lowering your interest rates and lowering your monthly payments while improving your loans terms.
You need somebody to work with you closely, someone to evaluate your current mortgage and someone who is a student of the loan market.
Major lenders are limited to their underwriting programs.
Today, more than ever, a real estate agent needs the best professionals possible to make the home buying process run smoothly.
The appraiser, the title company, the insurance company, the lender and their representatives need to be top notch so everyone involved can have a pleasant and professional experience.
Lee and his team keeps the agent and the client appraised of the status of the loan throughout the process providing comfort to all parties involved.
As loans have gotten more difficult, as the rules have changed and lenders attitudes have changed Lee and his team have become more important than ever to the real estate broker and home buyer.
The appraiser, the title company, the insurance company, the lender and their representatives need to be top notch so everyone involved can have a pleasant and professional experience.
Lee and his team keeps the agent and the client appraised of the status of the loan throughout the process providing comfort to all parties involved.
As loans have gotten more difficult, as the rules have changed and lenders attitudes have changed Lee and his team have become more important than ever to the real estate broker and home buyer.
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