We are in this together! Until further notice, GI Home Loans will pay for the Appraisal and Credit Report Fees for anyone funding a purchase loan with us. Every time I call or email Derrick responds quickly. He uses his knowledge in the mortgage industry to structure the best loan that meets your personal needs. He makes the process of getting a loan smooth and easy.
If there was anyone who can do the impossible, it is Derrick Evans with GI Home Loans. I recently sold my townhouse. It couldn't go any smoother. We had buyers with impossible credit, but with some real analysis of their situation. Derrick helped the buyers clean up their credit and ending up with a more than acceptable lending situation for the lender.
It was a win-win situation for everyone. I have known Derrick for over 10 years, we have worked on several real estate purchase transactions over the years and I can honestly say this guy knows his stuff. If you want an honest, hard working and knowledgeable Loan Officer that truly will go the distance for you, then give Derrick a call.
If there was anyone who can do the impossible, it is Derrick Evans with GI Home Loans. I recently sold my townhouse. It couldn't go any smoother. We had buyers with impossible credit, but with some real analysis of their situation. Derrick helped the buyers clean up their credit and ending up with a more than acceptable lending situation for the lender.
It was a win-win situation for everyone. I have known Derrick for over 10 years, we have worked on several real estate purchase transactions over the years and I can honestly say this guy knows his stuff. If you want an honest, hard working and knowledgeable Loan Officer that truly will go the distance for you, then give Derrick a call.
Services
A properly structured home purchase loan allows you to get the home you want with a payment that fits your budget.
Even first time home buyers have many options when it is time to purchase their first home.
We can help you choose the right program, price range, and even direct you to the right Realtor for you in your area.
If you are not sure how much home you can afford, what payments fit within your budget, or what type of loan program is right for your home purchase, we can help.
Even first time home buyers have many options when it is time to purchase their first home.
We can help you choose the right program, price range, and even direct you to the right Realtor for you in your area.
If you are not sure how much home you can afford, what payments fit within your budget, or what type of loan program is right for your home purchase, we can help.
A home refinance loan can not only improve your current rate and terms, but can give you a chance to change the type of loan you are in, increasing your loan payoff time.
Refinancing your home loan enables you to replace your existing home loan with a new home loan with better terms while giving you the opportunity to get cash back from the equity you have built in your home.
Using the equity in your home is a powerful tool that can help you improve your overall financial well being and pay off high interest loans, debts, and credit cards.
Refinancing your home loan enables you to replace your existing home loan with a new home loan with better terms while giving you the opportunity to get cash back from the equity you have built in your home.
Using the equity in your home is a powerful tool that can help you improve your overall financial well being and pay off high interest loans, debts, and credit cards.
At the closing, ownership of the newly purchased home is officially transferred to you.
It may involve you, the seller, the real estate agent, representatives from the title or escrow firm, and a variety of clerks, secretaries, and other staff.
Closing can take as little time as an hour to sign all the forms and transfer ownership or it can take several hours, depending on the contingency clauses in the purchase offer (and any escrow accounts that may need to be set up). Make sure you have eaten and have water with you.
It may involve you, the seller, the real estate agent, representatives from the title or escrow firm, and a variety of clerks, secretaries, and other staff.
Closing can take as little time as an hour to sign all the forms and transfer ownership or it can take several hours, depending on the contingency clauses in the purchase offer (and any escrow accounts that may need to be set up). Make sure you have eaten and have water with you.
Your credit payment history and profile is the makeup of a credit report.
These files or reports are maintained and sold by "consumer reporting agencies".
One type of consumer reporting agency is commonly known as a credit bureau.
The three credit bureaus are Transunion, Equifax, and Experian.
You have a credit record with these agencies if you have ever applied for a credit or charge account, a personal loan, or a job.
Your credit record contains information about your income, debts, and credit payment history.
These files or reports are maintained and sold by "consumer reporting agencies".
One type of consumer reporting agency is commonly known as a credit bureau.
The three credit bureaus are Transunion, Equifax, and Experian.
You have a credit record with these agencies if you have ever applied for a credit or charge account, a personal loan, or a job.
Your credit record contains information about your income, debts, and credit payment history.
You've likely heard the phrase "We're in escrow!" before, but what does it mean?
It's always presented as though it's positive and as though a house purchase is a done deal.
Both of these things are true, but you do need to understand the process in order to be adequately prepared when the time comes.
The escrow process puts your money in the hands of a neutral third party to complete part of the necessary financial process for you to close upon your home.
An escrow account is required by many lenders in order to ensure that you're prepared to cover some of your home expenses once you take posession as this protects their investment.
It's always presented as though it's positive and as though a house purchase is a done deal.
Both of these things are true, but you do need to understand the process in order to be adequately prepared when the time comes.
The escrow process puts your money in the hands of a neutral third party to complete part of the necessary financial process for you to close upon your home.
An escrow account is required by many lenders in order to ensure that you're prepared to cover some of your home expenses once you take posession as this protects their investment.
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