Hello my name is Mirna Rios and my business is based on building relationships & educating my clients on the mortgage process and wide range of loan programs. From the first-time home buyer to the seasoned homeowner, everyone's situation is unique and together I will work closely to meet your needs. My mission is to get you the right loan and nothing will change that.
Conventional loans, Government lending * FHA * VA, Investment property lending & Non-conventional "Jumbo" lending are all topics I excel at. When I'm not at the office, I'm watching my son own the soccer field! Soccer Moms need to stick together because we know how important the sport is to our child. There are many perks for using a fellow soccer mom like myself as your LENDER!
Moving can be a very stressful situation but I promise to make the experience as easy as possible. With years of market experience, I know what people are looking for and can help you find it at the right price. This article came from Molly Grace over at Home Improvement and it's GREAT!
Conventional loans, Government lending * FHA * VA, Investment property lending & Non-conventional "Jumbo" lending are all topics I excel at. When I'm not at the office, I'm watching my son own the soccer field! Soccer Moms need to stick together because we know how important the sport is to our child. There are many perks for using a fellow soccer mom like myself as your LENDER!
Moving can be a very stressful situation but I promise to make the experience as easy as possible. With years of market experience, I know what people are looking for and can help you find it at the right price. This article came from Molly Grace over at Home Improvement and it's GREAT!
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You will be able to know how much you qualify for, or if you do not automatically pre qualify, you will be given advice on what you can do to get qualified for the amount you are looking to borrow (increase your credit score, apply for special loan programs, etc.).
The first step in the mortgage process is pre qualifying, which will determine how much a lender will lend you.
Most lenders use national guidelines to determine the maximum amount that they will lend.
Within the context of these standards, some lenders choose to be lenient and flexible, while others are strict.
The first step in the mortgage process is pre qualifying, which will determine how much a lender will lend you.
Most lenders use national guidelines to determine the maximum amount that they will lend.
Within the context of these standards, some lenders choose to be lenient and flexible, while others are strict.
Since some mortgage options are less conservative than others, it's important to determine if you are a risk-taker or if you prefer more stability in your financial dealings.
Do you invest in the stock market?
Or put your money into Certificates of Deposit?
These are two different ways of handling money.
Depending on your answers to these and other questions that may be asked by your lender, you will be able to choose the mortgage that is right for you.
If you're looking for a mortgage with payments that will remain essentially unchanged over its term, or if you plan to stay in your new home for a long time, a fixed-rate mortgage is probably right for you.
Do you invest in the stock market?
Or put your money into Certificates of Deposit?
These are two different ways of handling money.
Depending on your answers to these and other questions that may be asked by your lender, you will be able to choose the mortgage that is right for you.
If you're looking for a mortgage with payments that will remain essentially unchanged over its term, or if you plan to stay in your new home for a long time, a fixed-rate mortgage is probably right for you.
The type of property you are trying to get a loan for has a significant impact on the terms and availability of that loan.
If you are a first time home buyer you may be able to get a better deal on a home mortgage than the average home buyer.
The federal government offers a variety of programs and grants to first time home buyers.
Lenders look favorably on first time home owners for home mortgages because they know it is the first home and that the occupants will strive to take care of the home.
If you are a first time home buyer you may be able to get a better deal on a home mortgage than the average home buyer.
The federal government offers a variety of programs and grants to first time home buyers.
Lenders look favorably on first time home owners for home mortgages because they know it is the first home and that the occupants will strive to take care of the home.
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