As your full-service underwriter and mortgage lender, RAC works one-on-one with you to get your borrowers' loans approved and closed on-time. As a result of this, and the volatile market conditions, specific loan closing and/or fundings may be suspended indefinitely. Please call if you have specific questions about your loans in process or any future submissions.
Services
Working at Residential Acceptance Corporation (RAC) is more than just a job, it's family.
Our family-like atmosphere has been at the forefront of the company culture since RAC began in 1998, and is the driving force behind the company's success.
A career with RAC provides you an opportunity to work with talented Underwriters, Closers, and Account Executives in the exciting world of wholesale mortgage lending industry.
Learn, grow and contribute first-hand to the success of our customers, our company, and your career.
Our family-like atmosphere has been at the forefront of the company culture since RAC began in 1998, and is the driving force behind the company's success.
A career with RAC provides you an opportunity to work with talented Underwriters, Closers, and Account Executives in the exciting world of wholesale mortgage lending industry.
Learn, grow and contribute first-hand to the success of our customers, our company, and your career.
We hope that we were able to provide you with the service you deserve.
We would greatly appreciate it if you could share your experience with us.
We value your feedback and we want to make sure to provide the same great service to our customers time and time again.
We welcome any comment that will help others understand what our services are all about.
We would greatly appreciate it if you could share your experience with us.
We value your feedback and we want to make sure to provide the same great service to our customers time and time again.
We welcome any comment that will help others understand what our services are all about.
If your borrower lacks great credit and has not been able to save a big downpayment, then the FHA mortgage may be the perfect fit.
Now with credit scores down to 500, your borrower could become an FHA homeowner today.
Did you know that FHA & HUD offer special financing for home buyers that are purchasing HUD owned homes?
The $100 down mortgage program is available to first-time home buyers and offers them the option of putting only $100 down for a home.
Refinancing with an FHA loan can prove to be an effective way to put that equity to work.
Now with credit scores down to 500, your borrower could become an FHA homeowner today.
Did you know that FHA & HUD offer special financing for home buyers that are purchasing HUD owned homes?
The $100 down mortgage program is available to first-time home buyers and offers them the option of putting only $100 down for a home.
Refinancing with an FHA loan can prove to be an effective way to put that equity to work.
While a conventional mortgage appeals to a wide demographic, it's especially good for first-time borrowers with decent credit and some amount of down payment.
Conventional loans also come with lower costs and home buying flexibility.
The conventional refinance is a non-government-backed loan that is used to refinance or replace any existing mortgage.
A conventional loan can refinance any loan type, so it has many uses.
For example, borrowers can use a conventional refinance to cancel their FHA mortgage insurance, refinance their conventional loan, or get out of a high-interest sub-prime loan.
Conventional loans also come with lower costs and home buying flexibility.
The conventional refinance is a non-government-backed loan that is used to refinance or replace any existing mortgage.
A conventional loan can refinance any loan type, so it has many uses.
For example, borrowers can use a conventional refinance to cancel their FHA mortgage insurance, refinance their conventional loan, or get out of a high-interest sub-prime loan.
Here at RAC, we specialize in restructuring USDA loans and finding efficient ways to get them approved and closed quickly.
We have in-house USDA underwriting specialists dedicated to helping you close your loans quickly.
USDA refinance loans allow existing USDA Direct Loan and USDA Guaranteed Loan borrowers to refinance at a lower interest rate.
Homeowners with an existing USDA Loan can take advantage of special refinance options and potentially obtain a new USDA refinance loan at a much lower interest rate.
We have in-house USDA underwriting specialists dedicated to helping you close your loans quickly.
USDA refinance loans allow existing USDA Direct Loan and USDA Guaranteed Loan borrowers to refinance at a lower interest rate.
Homeowners with an existing USDA Loan can take advantage of special refinance options and potentially obtain a new USDA refinance loan at a much lower interest rate.
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