Welcome to 1st Rate Mortgage - Andrea Cox, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Located in beautiful Park City, Utah, we thrive on the success and satisfaction of our clients. Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. My mission is to help my clients create wealth through home ownership.
My goal is to set the industry standard for excellence and integrity. I strive to provide each and every person with their unique and individual needs, an experience that cannot be found anywhere else. I am customer-focused and passionate about my work.
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. My mission is to help my clients create wealth through home ownership.
My goal is to set the industry standard for excellence and integrity. I strive to provide each and every person with their unique and individual needs, an experience that cannot be found anywhere else. I am customer-focused and passionate about my work.
Services
Born in Buenos Aires, Argentina, and graduating from the University of Buenos Aires with an accounting degree, I soon went to work for Price Waterhouse and Coopers.
I then moved to NYC.
There it was my strive to deliver excellence and a solution focused approach that helped me build an outstanding reputation and climb the corporate ladder at Hachette Filipacchi Media U.S., Inc. Berterlsmann Inc and SAP.
Three years ago I decided to use my 28 yrs of experience in finance, project management and business development to become a mortgage professional.
I then moved to NYC.
There it was my strive to deliver excellence and a solution focused approach that helped me build an outstanding reputation and climb the corporate ladder at Hachette Filipacchi Media U.S., Inc. Berterlsmann Inc and SAP.
Three years ago I decided to use my 28 yrs of experience in finance, project management and business development to become a mortgage professional.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
Thank you for your cooperation.
1st Rate Mortgage - Andrea Cox strives to ensure that its services are accessible to people with disabilities.
1st Rate Mortgage - Andrea Cox has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Thank you for your cooperation.
1st Rate Mortgage - Andrea Cox strives to ensure that its services are accessible to people with disabilities.
1st Rate Mortgage - Andrea Cox has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
1st Rate Mortgage - Andrea Cox strives to ensure that its services are accessible to people with disabilities.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
1st Rate Mortgage - Andrea Cox strives to ensure that its services are accessible to people with disabilities.
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