SmartVALoans
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Qualified veterans are now eligible for VA mortgages up-to $1,500,000 with the same great VA rates and No PMI. SmartVALoans.com is a service of Community First National Bank and considered one top VA mortgage lenders in the nation. Our goal is to educate eligible veterans and active service members about their exclusive VA Home Loan Benefits so they can make a prudent financial decision when it comes to selecting a mortgage.

We strive to provide timely, courteous, and personalized service to each individual client with a genuine respect and sincere appreciation for all our troops, past and present. We have nationally recognized VA Specialists here to help. We encourage you give us a call at 866-946-1233 or simply Apply Now online for a VA Purchaseor VA Refinance to see if a VA home loan is the right loan for you!

No expensive monthly Private Mortgage Insurance (PMI) required on most conventional and the FHA loans with less than a 20% down payment. Seller is allowed to pay closing fees, allowing most veterans to get into a home with NO out of pocket cost.
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Contact us today and see why we're ranked one of the top VA Lenders in the nation by the Scottsman Guide.
SmartVALoans.com is a service of Community First National Bank an FDIC insured Bank, Equal Housing Lender.
We use 256-bit SSL technology to protect your information.
Your entire application is encrypted on our secure server and will not be shared with anyone not directly involved with your loan process.
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Lower interest rates that most other form of financing with lower downpayment requirements if any at all depending on the VA county limits.
However, a 25% down payment is required on the difference from the purchase price to the VA loan limt for your county.
For example, if the purchase price is $600,000 in a county where the maximum limit is $453,100 the minimum required down payment would be $36,725 as calculated below.
No punitive interest rate increase under VA Jumbo loans under $1,500,000.
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