The RJ Baxter Team is proud of the level of service we provide to our clients and business partners. We value honesty, hard work, and responsiveness to your needs. We are known in the Denver marketplace for our high level of communication and follow up. Whether you are looking to buy a home or refinance, our team will help you navigate through the complicated home loan process.
We know you don't do this every day like we do, so we use common sense and communicate with you in terminology that you will understand, not in complicated mortgage broker and real estate jargon. We treat every client like family, and strive to give you the best possible, stress-free mortgage experience. Mortgage Rates change on a daily basis and can vary depending on your unique situation.
This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the results are accurate. You'll receive the Purchase information you need without all the calls and emails!
We know you don't do this every day like we do, so we use common sense and communicate with you in terminology that you will understand, not in complicated mortgage broker and real estate jargon. We treat every client like family, and strive to give you the best possible, stress-free mortgage experience. Mortgage Rates change on a daily basis and can vary depending on your unique situation.
This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the results are accurate. You'll receive the Purchase information you need without all the calls and emails!
Services
For more than 15 years, RJ Baxter has dedicated his career in the mortgage industry to building positive relationships with home buyers, home owners, and realtors along with title companies and appraisers.
From teacher to mortgage banker, RJ has developed a client-for-life philosophy incorporating his life experiences and core values to his role in the mortgage industry.
His experiences give him the ability to help his clients feel comfortable and informed throughout the entire loan process.
While striving for an experience that far exceeds his clients' expectations, RJ believes each client remains a client for life.
From teacher to mortgage banker, RJ has developed a client-for-life philosophy incorporating his life experiences and core values to his role in the mortgage industry.
His experiences give him the ability to help his clients feel comfortable and informed throughout the entire loan process.
While striving for an experience that far exceeds his clients' expectations, RJ believes each client remains a client for life.
Thanks for visiting Fairway Independent Mortgage Corp. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
Please consider this website as your online source for mortgage, real estate, and local community information.
Be sure to return often for the latest property listing updates.
Please consider this website as your online source for mortgage, real estate, and local community information.
Be sure to return often for the latest property listing updates.
Denver / Lakewood: There are many options for first time home buyers in Denver that can help you get started with home ownership.
These programs can help you buy a home with little or no down payment, starting you on the path to creating wealth through owning real estate.
In many neighborhoods in Denver, Lakewood, and the rest of Colorado, you can purchase a home with a monthly payment the same or sometimes even lower than you would pay for rent!
And the great thing about owning is that a portion of your payment each month goes toward the principal reduction of your loan.
These programs can help you buy a home with little or no down payment, starting you on the path to creating wealth through owning real estate.
In many neighborhoods in Denver, Lakewood, and the rest of Colorado, you can purchase a home with a monthly payment the same or sometimes even lower than you would pay for rent!
And the great thing about owning is that a portion of your payment each month goes toward the principal reduction of your loan.
If you have good credit and a decent down payment, you can qualify for Conventional Home Loans which offer the best rates available in the marketplace.
This type of loan is called conventional because they are serviced by Fannie Mae or Freddie Mac and are underwritten with traditional guidelines.
Remember, we offer pre-approvals in less than 24 hours!
Credit: Your credit score must be above 680 for Conventional Home Loans to make sense.
Less than 680, and other options such as FHA Home Loans will provide you with a much better deal.
This type of loan is called conventional because they are serviced by Fannie Mae or Freddie Mac and are underwritten with traditional guidelines.
Remember, we offer pre-approvals in less than 24 hours!
Credit: Your credit score must be above 680 for Conventional Home Loans to make sense.
Less than 680, and other options such as FHA Home Loans will provide you with a much better deal.
Denver / Lakewood: FHA home loans are a great option for many home buyers in many situations.
There are also many attractive FHA refinance programs in Colorado that can be good options.
For many Denver Home Buyers, FHA Home Loans are an excellent choice for a variety of reasons.
For one, the FHA minimum down payment requirement is only 3.5%, making the cost to buy a home affordable for many.
FHA loans can be paired with a Down Payment Assistance option such as the popular CHFA program in Colorado to enable home buyers to purchase a home for as little as $1000 out of their pocket.
There are also many attractive FHA refinance programs in Colorado that can be good options.
For many Denver Home Buyers, FHA Home Loans are an excellent choice for a variety of reasons.
For one, the FHA minimum down payment requirement is only 3.5%, making the cost to buy a home affordable for many.
FHA loans can be paired with a Down Payment Assistance option such as the popular CHFA program in Colorado to enable home buyers to purchase a home for as little as $1000 out of their pocket.
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