At Your Mortgage Shop, we will find the loan that is perfect for your scenario. Whether you're buying your first home or you're an experienced buyer, we have a home lending solution just for you. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site, you will find information that will help you with the purchase of your new home.
You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course you can always call and speak to one of our loan consultants. We have put together some helpful information and mortgage calculators to help answer any questions you might have. Our complete list of loans along with their description will help you decide which loan is good for you.
This refinance went very well. It was completed in less time than prior refinances and the ability to do much of the paperwork on line definitely made it easier. In particular, the use of email allowed questions to be posed and answered at any time and documents submitted concurrently resulted in issues being resolved quicker and the process advanced faster.
You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course you can always call and speak to one of our loan consultants. We have put together some helpful information and mortgage calculators to help answer any questions you might have. Our complete list of loans along with their description will help you decide which loan is good for you.
This refinance went very well. It was completed in less time than prior refinances and the ability to do much of the paperwork on line definitely made it easier. In particular, the use of email allowed questions to be posed and answered at any time and documents submitted concurrently resulted in issues being resolved quicker and the process advanced faster.
Services
Your Mortgage Shop (YMS) is located in Rancho Santa Margarita, California and provides service within the State of California.
Personal service available in parts of Orange County, Los Angeles County, San Diego County, San Bernardino County and Riverside County.
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients.
Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
Personal service available in parts of Orange County, Los Angeles County, San Diego County, San Bernardino County and Riverside County.
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients.
Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
There is no obligation.
We can provide a pre-approval letter if you are approved and need one.
This refinance went very well.
It was completed in less time than prior refinances and the ability to do much of the paperwork on line definitely made it easier.
In particular, the use of email allowed questions to be posed and answered at any time and documents submitted concurrently resulted in issues being resolved quicker and the process advanced faster.
Great and quick process.
They were able to quickly help me refinance with no hassles or issues.
We can provide a pre-approval letter if you are approved and need one.
This refinance went very well.
It was completed in less time than prior refinances and the ability to do much of the paperwork on line definitely made it easier.
In particular, the use of email allowed questions to be posed and answered at any time and documents submitted concurrently resulted in issues being resolved quicker and the process advanced faster.
Great and quick process.
They were able to quickly help me refinance with no hassles or issues.
A 30, 20, 15 year fixed conventional loans are loans that have the same mortgage payments for the term of the loan.
Conventional loans typically are harder to qualify for than FHA loans and require a slightly higher down payment.
However, in some cases rates can be lower and have lower closing costs.
Also, monthly mortgage insurance is usually less or can be nothing with 20% down payment.
This type of loan has monthly payments that are based on a 30 year repayment schedule and the interest rate remains the same only for the initial fixed period.
Conventional loans typically are harder to qualify for than FHA loans and require a slightly higher down payment.
However, in some cases rates can be lower and have lower closing costs.
Also, monthly mortgage insurance is usually less or can be nothing with 20% down payment.
This type of loan has monthly payments that are based on a 30 year repayment schedule and the interest rate remains the same only for the initial fixed period.
A reverse mortgage is a loan available to people over 62 years of age that enables a borrower a way to turn the equity locked in your home into tax free cash without having to make any monthly mortgage payments.
The funds you receive can be used for almost anything including paying off your existing mortgage (required as part of the loan), eliminating credit card debt, medical and other bills, or simply improving your lifestyle.
A reverse mortgage with The Cal Mutual is a government insured loan that enables seniors to gain financial independence from their ever increasing living expenses.
The funds you receive can be used for almost anything including paying off your existing mortgage (required as part of the loan), eliminating credit card debt, medical and other bills, or simply improving your lifestyle.
A reverse mortgage with The Cal Mutual is a government insured loan that enables seniors to gain financial independence from their ever increasing living expenses.
As a mortgage broker Your Mortgage Shop specializes in obtaining the best interest rates while providing a custom tailored mortgage for Huntington Beach residents.
With our list of specialized mortgage products, such as our NO MORTGAGE INSURANCE LOAN, JUMBO LOAN, and ELITE LOANS, to the typical CONVENTIONAL, FHA, VA, 100% USDA, HARP, HARD MONEY, and SECOND MORTGAGE FINANCE, we know we have the perfect finance product that fits any home owners' desire.
We will handle your HOME PURCHASE, REFINANCE, or CASHING OUT for your primary residence, investment property or second home.
With our list of specialized mortgage products, such as our NO MORTGAGE INSURANCE LOAN, JUMBO LOAN, and ELITE LOANS, to the typical CONVENTIONAL, FHA, VA, 100% USDA, HARP, HARD MONEY, and SECOND MORTGAGE FINANCE, we know we have the perfect finance product that fits any home owners' desire.
We will handle your HOME PURCHASE, REFINANCE, or CASHING OUT for your primary residence, investment property or second home.
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