RoBUS Mortgage
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RoBUS Mortgage is a direct lender and full service brokerage. We can either fund the loan ourselves fast, or we can shop it around to make sure we have the best pricing on any loans that don't fit into our investor's parameters. Therefore we can do loans for self-employed borrowers that don't show much taxable income, low credit, jumbo, higher loan to values, etc.

We also specialize in VA and FHA loans, and we average about 12 days from application to clear to close on all conventional and government loans. We leverage technology and low overhead to pass savings on to our clients to ensure that they are getting the lowest rate possible in the market. We are a small company so you can cut out all the red tape and bureaucracy that you deal with at bigger lenders and banks.

Jonathan Miller is a 20-year veteran of the mortgage industry and has been a top producer at a bank, a broker, and direct lenders. Jonathan completed an MBA degree from the University of Utah in 2007. He has closed over $600 million in residential loan transactions.
Services
We are a direct lender AND a broker, which means more loan options, and in some cases, quicker closings and better rates.
Select your loan type.
FHA loans are great for borrowers that may not qualify for a conventional loan or need down payment assistance.
USDA loans don't require a down payment and have low mortgage insurance if the home is located in a "rural" area.
RoBUS has several options for no down payment loans, save your down payment money for all the stuff you need when you buy a new home such as furniture, appliances, improvements, etc.
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