Our expert salary-based Loan Officers allow you to avoid big Loan Officer commissions and help save you money. Our LO's guide and advise you through the loan process vs. pressure and sell you. Effortlessly view, sign and upload documents throughout the loan process. Avoid the standard high Loan Officer commissions - save thousands by working with our salaried LO's and find the best rate for you by paying no lender fees.
Instantly compare real-time accurate rates and costs customized to your specific situation. A monthly Real Estate and Wealth Digest for your home. Maximize your wealth with insights and opportunities related to your home. See possible refinance options, how much you could save by paying more than the minimum payment on your mortgage and more. Sammamish Mortgage is a family owned and operated Mortgage Company who has been proudly serving the Pacific Northwest since 1992.
Our team of experienced professional Loan Officers are salaried, not commission-based. This means they are committed to helping you find the best loan for your unique situation, and there's never any pressure to close.
Instantly compare real-time accurate rates and costs customized to your specific situation. A monthly Real Estate and Wealth Digest for your home. Maximize your wealth with insights and opportunities related to your home. See possible refinance options, how much you could save by paying more than the minimum payment on your mortgage and more. Sammamish Mortgage is a family owned and operated Mortgage Company who has been proudly serving the Pacific Northwest since 1992.
Our team of experienced professional Loan Officers are salaried, not commission-based. This means they are committed to helping you find the best loan for your unique situation, and there's never any pressure to close.
Services
Sammamish Mortgage is a unique home mortgage lender.
Proudly serving the Pacific Northwest since 1992, we're a family-owned and operated company dedicated to helping home buyers find the best possible loan at the best possible rate.
We're proud to be one of the top lenders in the country.
Four of our Loan Officers have ranked in the top 150 of originators on a national level, two have ranked in the top 20 nationwide, and both have, at different times been recognized as the #1 originator in the Pacific Northwest.
Proudly serving the Pacific Northwest since 1992, we're a family-owned and operated company dedicated to helping home buyers find the best possible loan at the best possible rate.
We're proud to be one of the top lenders in the country.
Four of our Loan Officers have ranked in the top 150 of originators on a national level, two have ranked in the top 20 nationwide, and both have, at different times been recognized as the #1 originator in the Pacific Northwest.
Sammamish Mortgage makes use of an innovative software platform that provides you with an instant rate quote.
The system does this by comparing multiple lenders and investors from across the US, providing real-time results.
All you need to do to get your rate quote is to input a few pieces of information, and within seconds, you'll receive an accurate breakdown of the interest rates and costs available for you.
You won't have to supply any personal information to obtain this data, either.
The mortgage experts at Sammamish Mortgage always work to ensure that the best interests of our clients are always met.
The system does this by comparing multiple lenders and investors from across the US, providing real-time results.
All you need to do to get your rate quote is to input a few pieces of information, and within seconds, you'll receive an accurate breakdown of the interest rates and costs available for you.
You won't have to supply any personal information to obtain this data, either.
The mortgage experts at Sammamish Mortgage always work to ensure that the best interests of our clients are always met.
The experts at Sammamish Mortgage can help you determine what interest rate you can expect to pay in Washington State.
You can use our Instant Rate Quote tool to get interest rates and closing costs based on your specific financial situation and the type of loan you want to use.
Washington State mortgage rates can change constantly, and they vary based on a number of factors, including the borrower's qualifications.
That's why it's important to get an individualized rate quote tailored to you personally.
You can use our Instant Rate Quote tool to get interest rates and closing costs based on your specific financial situation and the type of loan you want to use.
Washington State mortgage rates can change constantly, and they vary based on a number of factors, including the borrower's qualifications.
That's why it's important to get an individualized rate quote tailored to you personally.
At Sammamish Mortgage, we believe in full transparency around your mortgage rates.
When it comes to your closing costs, we guarantee no surprises.
But what are mortgage closing costs, and how do they affect the final cost of your home loan?
You pay closing costs when you close on your home loan, the day you sign your final purchase agreement.
Your closing costs are usually foreshadowed in a loan estimate, given to you a few days after you apply for a loan, and repeated in your closing disclosure, given to you a few days before you close your home loan.
When it comes to your closing costs, we guarantee no surprises.
But what are mortgage closing costs, and how do they affect the final cost of your home loan?
You pay closing costs when you close on your home loan, the day you sign your final purchase agreement.
Your closing costs are usually foreshadowed in a loan estimate, given to you a few days after you apply for a loan, and repeated in your closing disclosure, given to you a few days before you close your home loan.
Send copies or PDF's of actual statements and documents rather than screenshots, overview, or photos.
Tax returns require all federal schedules and please sign and date page 2 of your 1040s if not already.
Most recent quarterly or monthly asset statement(s) such as 401k, investments, checking/savings, etc. - all pages (if showing on the loan application).
If applicable: Retirement/Pension/SS income: Last 2 years 1099s.
Award letter for current year SS income and/or continuance letter for pension/retirement confirming terms and timelines of future wages.
Tax returns require all federal schedules and please sign and date page 2 of your 1040s if not already.
Most recent quarterly or monthly asset statement(s) such as 401k, investments, checking/savings, etc. - all pages (if showing on the loan application).
If applicable: Retirement/Pension/SS income: Last 2 years 1099s.
Award letter for current year SS income and/or continuance letter for pension/retirement confirming terms and timelines of future wages.
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