Conforming loans up to $548,250, high balance loans up to $822,375 and Jumbo for loans greater than $822,375. Bad credit or low income? We have private lenders with various products such as Stated Income, Foreign Nationals, No credit Grading, and Fix and Flip. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technologies provides a more streamlined mortgage experience. Through our website, you can submit a secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. We've been helping customers afford the home of their dreams for many years and we love what we do.
Today's technologies provides a more streamlined mortgage experience. Through our website, you can submit a secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. We've been helping customers afford the home of their dreams for many years and we love what we do.
Services
KS Mortgage Group's adherence to its core values reflects more than just some corporate directive or branding guideline.
The firm's owner, Kenneth, genuinely believes in the organization's mission, and thanks to his innovative leadership, the mortgage broker continues to uphold its culture of integrity and problem solving on a daily basis.
Although Kenneth created KS Mortgage Group in 2007 to come to the aid of his native Orange County, California, his involvement in real estate dates back to 2003.
The firm's owner, Kenneth, genuinely believes in the organization's mission, and thanks to his innovative leadership, the mortgage broker continues to uphold its culture of integrity and problem solving on a daily basis.
Although Kenneth created KS Mortgage Group in 2007 to come to the aid of his native Orange County, California, his involvement in real estate dates back to 2003.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
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