Angel Oak Mortgage Solutions' mission is to create and foster financial equity through wealth building homeownership opportunities for underserved individuals, especially the self-employed, through increased access to workforce housing. Angel Oak Mortgage Solutions offers non-QM and specialized mortgage solutions for brokers and correspondents throughout the country.
We pride ourselves on providing underserved consumers with unique flexibility through responsible loan products when applying for a mortgage. Our goal is to make the entire loan process easy and efficient, deliver phenomenal customer service, and close loans as quickly as possible. Improvements and upgrades to our technology is ongoing to remain a step ahead.
QuickQual is our own automated loan tool that has made the process easier and faster for loan officers to determine borrower eligibility. A response is received within a matter of minutes eliminating a process that once took 24 hours. Angel Oak Mortgage Solutions is comprised of a team of qualified mortgage professionals who provide programs specifically for consumers whose circumstances may not meet standard Agency financing guidelines.
We pride ourselves on providing underserved consumers with unique flexibility through responsible loan products when applying for a mortgage. Our goal is to make the entire loan process easy and efficient, deliver phenomenal customer service, and close loans as quickly as possible. Improvements and upgrades to our technology is ongoing to remain a step ahead.
QuickQual is our own automated loan tool that has made the process easier and faster for loan officers to determine borrower eligibility. A response is received within a matter of minutes eliminating a process that once took 24 hours. Angel Oak Mortgage Solutions is comprised of a team of qualified mortgage professionals who provide programs specifically for consumers whose circumstances may not meet standard Agency financing guidelines.
Services
Work with a non-QM lender who makes it easy to get loans quickly through excellent customer service and fast technology.
Angel Oak Mortgage Solutions is the leader in non-QM lending and our QuickQuote pricing engine gives you an answer in seconds.
Our Account Executives specialize in matching a financial situation with the best possible loan for you.
We will listen to your needs and explain the costs, rates and benefits of each non-QM loan option so you can decide which one is right for your client.
Angel Oak Mortgage Solutions is the leader in non-QM lending and our QuickQuote pricing engine gives you an answer in seconds.
Our Account Executives specialize in matching a financial situation with the best possible loan for you.
We will listen to your needs and explain the costs, rates and benefits of each non-QM loan option so you can decide which one is right for your client.
There are still not a lot of non-QM products out there and we really feel like this company, Angel Oak Mortgage Solutions, has really pioneered the non-agency mortgage space.
And they're doing it responsibly.
That being said, our referral sources love it.
The other aspect of it is the ease of doing business with Angel Oak.
They really, really have streamlined their process.
And they're doing it responsibly.
That being said, our referral sources love it.
The other aspect of it is the ease of doing business with Angel Oak.
They really, really have streamlined their process.
Angel Oak's Bank Statement mortgage program is the perfect option for self-employed borrowers who need an alternative method to show the true cash flow of their business.
Borrowers do not have to own 100% of the business.
Self-employed borrowers represent an underserved market in the mortgage industry.
Our Bank Statement program provides a loan solution to help underserved credit-worthy self-employed borrowers who otherwise would not qualify for a home loan.
Borrowers can own as little as 50% of the business for business bank statements and 25% for personal bank statements.
Borrowers do not have to own 100% of the business.
Self-employed borrowers represent an underserved market in the mortgage industry.
Our Bank Statement program provides a loan solution to help underserved credit-worthy self-employed borrowers who otherwise would not qualify for a home loan.
Borrowers can own as little as 50% of the business for business bank statements and 25% for personal bank statements.
Our 1099 income loan option is for underserved self-employed borrowers who are 1099 workers.
Many freelancers, contractors, gig economy workers or other self-employed borrowers who file using W-9s cannot qualify for a mortgage under Agency guidelines.
These underserved borrowers can use 1099 earning statements in lieu of tax returns to qualify for a mortgage.
Our 1099 Income loan is an alternative loan solution that helps many self-employed 1099 earners achieve homeownership.
Yes, 1099 earners can use 1099 earning statements or bank statements to qualify for a loan.
Many freelancers, contractors, gig economy workers or other self-employed borrowers who file using W-9s cannot qualify for a mortgage under Agency guidelines.
These underserved borrowers can use 1099 earning statements in lieu of tax returns to qualify for a mortgage.
Our 1099 Income loan is an alternative loan solution that helps many self-employed 1099 earners achieve homeownership.
Yes, 1099 earners can use 1099 earning statements or bank statements to qualify for a loan.
Angel Oak's Investor Cash Flow mortgage program allows your clients to qualify based on rental analysis to determine property cash flow.
No personal income required to qualify.
This saves you from submitting complicated income statements and tax returns.
Yes, utilizing our Investor Cash Flow product allows for cash flow on the property to be used to qualify for the loan.
No tax returns or employment information required.
Originators who utilize non-QM offer a service that their competition may not offer.
No personal income required to qualify.
This saves you from submitting complicated income statements and tax returns.
Yes, utilizing our Investor Cash Flow product allows for cash flow on the property to be used to qualify for the loan.
No tax returns or employment information required.
Originators who utilize non-QM offer a service that their competition may not offer.
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