To start the mortgage loan application process, you'll want to get pre-qualified. You'll submit a streamlined application through our secure portal, giving us your name, address, basic employment history, etc. Our loan officers will then review your application and check your credit, ensuring you are a solid candidate for a loan. We'll then let you know how much of a loan you pre-qualify for, and we'll send you a pre-qualification letter to show sellers.
This step typically just takes a few hours. After you submit your documents, Davidson Homes Mortgage compiles your information and reviews it before sending it to the underwriter for final approval. This means we need documentation on both you and the proposed home, including the purchase agreement, bank statements, paychecks, a property appraisal and more.
Once we review your information, we send the underwriter everything for final approval. The underwriter confirms that your application is accurate and that you indeed qualify for the mortgage you wish to secure.
This step typically just takes a few hours. After you submit your documents, Davidson Homes Mortgage compiles your information and reviews it before sending it to the underwriter for final approval. This means we need documentation on both you and the proposed home, including the purchase agreement, bank statements, paychecks, a property appraisal and more.
Once we review your information, we send the underwriter everything for final approval. The underwriter confirms that your application is accurate and that you indeed qualify for the mortgage you wish to secure.
Services
We financed through Davidson Homes Mortgage and had an excellent experience.
The integration between the builder and lender greatly limited the amount of back-and-forth during the process.
Highly recommend them for any new home purchase with Davidson Homes.
From our first call to our closing, Kathy was always available to answer questions, provide layman's clarifications and more importantly provide assistance for document retrieval.
The mortgage application is stressful however, Kathy's support, encouragement and at times poetry saved us a lot of sleepless nights.
The integration between the builder and lender greatly limited the amount of back-and-forth during the process.
Highly recommend them for any new home purchase with Davidson Homes.
From our first call to our closing, Kathy was always available to answer questions, provide layman's clarifications and more importantly provide assistance for document retrieval.
The mortgage application is stressful however, Kathy's support, encouragement and at times poetry saved us a lot of sleepless nights.
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