Pro-Funders: Larry Locke
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Larry Locke can help you through the home loan process. He has been in the industry since 1998. Pro-Funders, Inc. can help you apply for conventional home loans, USDA home loans, FHA home loans, and VA home loans. I work with multiple banking resources, so that I can provide you with a menu of mortgage options such as conventional mortgage loans, USDA mortgage loans, FHA mortgage loans, and VA mortgage loans.

Pro-Funders will get you the absolute best rates and pricing for your California home loan. Larry Locke will personally be by your side every step of the way throughout the entire home loan process. Thank you so much for all of your help. You were so helpful and made me feel much more at ease during the escrow process. I really appreciate you taking the time to fully explain things and answer all of my questions, since everything was brand new to me.

My family and I really feel that you have my best interest at heart. I'm so glad that I got to work with you; you will forever be my lender!
Services
With over thirty years in the financial services industry, I offer my clients a wealth of experience and knowledge in the real estate financing process.
I am dedicated to giving my clients service that exceeds their expectations.
Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
I specialize in doing conventional home loans, FHA home loans, VA home loans, and USDA home loans.
I do loans for home purchases, and also to refinance your present home loan for a better interest rate, or to get cash out of your home.
When lenders refer to a conventional loan, they are referring to a loan that is not a government loan, such as FHA, VA or USDA.
Typically, these are loans that are eligible to be purchased by Fannie Mae, or Freddie Mac.
Conventional loans can have slightly more restrictive qualifying requirements than FHA, VA, or USDA loans.
Millions of people are eligible to get a conventional home loan, but they may not be fully aware of the numerous benefits that are available to them.
Down payment assistance options are available that may reduce, or eliminate, the need for any down payment.
The FHA home loan offers buyers an opportunity to buy a home with a low down payment, extremely low interest rates, and more relaxed credit and qualifying requirements.
In some cases, we can even offer an FHA loan with NO down payment.
FHA (Federal Housing Administration) is devoted to encouraging homeownership and providing affordable housing opportunities.
Millions of people are eligible to get an FHA home loan, but they may not be fully aware of the numerous benefits that are available to them.
The USDA Rural Development Guaranteed Home Loan is a NO down payment home loan that offers flexible qualifying guidelines.
It is designed to promote homeownership for moderate-income earners who have limited savings for down payment.
There are maximum income limitations that are required to qualify.
The USDA home loan is limited to properties that are deemed eligible for a USDA home loan.
The home that you are buying must be in a USDA eligible area.
Millions of people are eligible to get a USDA home loan, but they may not be fully aware of the numerous benefits that are available to them.
The VA home loan offers active and retired military personnel their best mortgage option.
The VA (Veterans Administration) home loan can be done with NO down payment, it has no monthly mortgage insurance, and it offers very low interest rates.
Millions of current and former military personnel are eligible to get a VA home loan, but they may not be fully aware of the numerous benefits that are available to them.
The veteran is eligible to borrow up to 100% of the purchase price of the home that they are buying.
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