If you're a first-time home buyer, we can help you choose the best mortgage loan that suits all your needs. Without a helpful team, choosing a mortgage loan can definitely be a challenge, but we're here to make it easy for you. Secure a lower interest rate, shorten the term or convert your current loan with our Cash-Out, FHA or No Closing Cost Refinance options.
Instead, we are a team to rely on, and we are committed to our word, which is paramount in an industry where you see a lot of exaggerations and empty promises. We strive to be the best of the best at specializing in home loans, so our loan officers have engineered a process to take the stress out of the transaction for you. We feel it as our duty to get you as comfortable with the process as possible.
At The Justin Haines Team, you're not just another customer, you are part of our ever expanding family - a family, where your goals are among our top priorities.
Instead, we are a team to rely on, and we are committed to our word, which is paramount in an industry where you see a lot of exaggerations and empty promises. We strive to be the best of the best at specializing in home loans, so our loan officers have engineered a process to take the stress out of the transaction for you. We feel it as our duty to get you as comfortable with the process as possible.
At The Justin Haines Team, you're not just another customer, you are part of our ever expanding family - a family, where your goals are among our top priorities.
Services
At The Justin Haines Team, we all come to work every day because we want to solve the most significant problem our borrowers face.
Let's be honest here, applying for a home loan isn't that complicated.
But to pick the right loan that resonates with your goals - now that's another story.
We all know how impactful of a decision this can be.
Unfortunately for most, there comes the time when some parts of the process just don't make sense: the confusing terminology, the wide array of mortgage products, the countless features.
Let's be honest here, applying for a home loan isn't that complicated.
But to pick the right loan that resonates with your goals - now that's another story.
We all know how impactful of a decision this can be.
Unfortunately for most, there comes the time when some parts of the process just don't make sense: the confusing terminology, the wide array of mortgage products, the countless features.
The people who work at The Justin Haines Team share the vision and values of our community.
We feel that this is not just a job; this is purposeful work, and it makes us happy.
And with more than a decade of experience behind our backs, it's safe to say we have an attention to detail, so you can be assured you're in good hands with us.
Behold, meet our family, our people-people who possess incredible patience and valuable experience to serve all your mortgage needs.
Climber of Mountains.
Leader.
We feel that this is not just a job; this is purposeful work, and it makes us happy.
And with more than a decade of experience behind our backs, it's safe to say we have an attention to detail, so you can be assured you're in good hands with us.
Behold, meet our family, our people-people who possess incredible patience and valuable experience to serve all your mortgage needs.
Climber of Mountains.
Leader.
The Justin Haines Team prides itself on sharing the important knowledge and information with you, and every customer prior to working together.
For this reason, customers feel confident and ready for the home buying process.
Ensuring your happiness our first priority.
Hear from people we've helped and see for yourself.
My husband and I met Justin in 2011.
He was our original loan officer when we bought our 1st home.
Since then we have done a refinance and spent the last month remodeling our home.
For this reason, customers feel confident and ready for the home buying process.
Ensuring your happiness our first priority.
Hear from people we've helped and see for yourself.
My husband and I met Justin in 2011.
He was our original loan officer when we bought our 1st home.
Since then we have done a refinance and spent the last month remodeling our home.
If you're looking to make fixed payments throughout the life of the loan, you're in the right place.
With this type of loan, the amount you pay each month won't ever increase, so you'll always be able to plan ahead and maintain a certain standard of living.
A fixed rate mortgage is a great choice if you plan to stay in yourhome for more than 10 years.
The fixed interest rate makes this mortgage popular with first-time home buyers and those who plan to stay in their desired house for many years.
With this type of loan, the amount you pay each month won't ever increase, so you'll always be able to plan ahead and maintain a certain standard of living.
A fixed rate mortgage is a great choice if you plan to stay in yourhome for more than 10 years.
The fixed interest rate makes this mortgage popular with first-time home buyers and those who plan to stay in their desired house for many years.
The Adjustable Rate Mortgage is a "hybrid" product that starts at a fixed rate for a set period.
After this period expires, the interest rate will change at predetermined intervals over the life of the loan.
This results in your payments changing periodically (usually once or twice a year) based on the economic index it's linked to.
It's popular with first-time home buyers because the initial rates are generally lower than they are in the case of Fixed Rate Mortgages.
If you're thinking about applying for an Adjustable Rate Mortgage, our experts are more than willing to help you.
After this period expires, the interest rate will change at predetermined intervals over the life of the loan.
This results in your payments changing periodically (usually once or twice a year) based on the economic index it's linked to.
It's popular with first-time home buyers because the initial rates are generally lower than they are in the case of Fixed Rate Mortgages.
If you're thinking about applying for an Adjustable Rate Mortgage, our experts are more than willing to help you.
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