Whether you are buying your First Home, Dream Home or Refinancing, we will be your road map and guide you through the financing process. Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
We have a unique financing model that is always one step ahead. We know the latest strategies to get you the best rate on you home loan. When you partner with California Financial you can rest assured you are getting the best service and the best interest rates available!.
We have a unique financing model that is always one step ahead. We know the latest strategies to get you the best rate on you home loan. When you partner with California Financial you can rest assured you are getting the best service and the best interest rates available!.
Services
Since 1992 we have been committed to providing our clients with the highest quality financial services possible.
We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced loan officers can help you find the right loan program, no matter what your needs are.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come!
We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced loan officers can help you find the right loan program, no matter what your needs are.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come!
Whether you are buying you First Home, Dream Home or Refinancing, we will be your road map and guide you through the financing process with these 6 simple steps.
First, find out how much home you can afford by getting pre-qualified.
There are a lot of different mortgage options available and this will help figure out the program that is right for your personal, unique financial situation.
Your application begins the loan process.
You'll read and sign each loan document and provide your intent to proceed with your mortgage.
First, find out how much home you can afford by getting pre-qualified.
There are a lot of different mortgage options available and this will help figure out the program that is right for your personal, unique financial situation.
Your application begins the loan process.
You'll read and sign each loan document and provide your intent to proceed with your mortgage.
Your Loan Advisor is the best person to help you select a loan program to suit your needs.
Below is a summary of the three most popular loan types we see in practice; for more detailed information call us for a free loan consultation.
Fixed loan: The fixed rate loan assures your monthly payments will stay the same over the life of the loan, which is typically between 15 and 30 years.
Fixed rate loans may be best if you intend to hold the property for a long period of time, say over 7 years.
ARMs (adjustable rate mortgages): ARM's may be suitable if you plan to sell or refinance your home within the next few years.
Below is a summary of the three most popular loan types we see in practice; for more detailed information call us for a free loan consultation.
Fixed loan: The fixed rate loan assures your monthly payments will stay the same over the life of the loan, which is typically between 15 and 30 years.
Fixed rate loans may be best if you intend to hold the property for a long period of time, say over 7 years.
ARMs (adjustable rate mortgages): ARM's may be suitable if you plan to sell or refinance your home within the next few years.
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