John answered every question and made sure we understood everything. He saved us thousands compared to the big banks who gave us the cold shoulder and the run around. Conventional loans typically require a higher credit score. There is no mortgage insurance (PMI) added to the monthly payment when the loan-to-value is 80% or less. The Conventional 1% Down Purchase Program is available to home buyers with a credit score of 700 or better.
Financing for doublewide manufactured homes is available. The FHA 203b is the common FHA loan that most people are familiar with. Since there is no minimum credit score requirement, lenders are allowed to set their own minimum score. Hunt Mortgage Services offers FHA approvals for borrowers with score of 580 or better. FHA loans allow home buyers to purchase with as little as 3.5% down.
A cash-out refinance up to 85% LTV is available for homeowners with at least a 620 credit score. The USDA Rural Development loan is specifically designated to homeowners and home buyers who live "outside the metro area".
Financing for doublewide manufactured homes is available. The FHA 203b is the common FHA loan that most people are familiar with. Since there is no minimum credit score requirement, lenders are allowed to set their own minimum score. Hunt Mortgage Services offers FHA approvals for borrowers with score of 580 or better. FHA loans allow home buyers to purchase with as little as 3.5% down.
A cash-out refinance up to 85% LTV is available for homeowners with at least a 620 credit score. The USDA Rural Development loan is specifically designated to homeowners and home buyers who live "outside the metro area".
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