30 Year Fixed Rate Loan: An interest rate of 2.500% (2.636% APR) is for the cost of 1.773 point(s) ($9,231) paid at closing. On a $400,000 mortgage, you would make monthly payments of $1,581. Monthly payment does not include taxes and insurance premiums. The actual payment amount will be greater. Payment assumes a loan-to-value (LTV) of 65.57%. 15 Year Fixed Rate Loan: An interest rate of 1.875% (2.032% APR) is for the cost of 1.121 point(s) ($6,623) paid at closing.
On a $400,000 mortgage, you would make monthly payments of $2,552.
On a $400,000 mortgage, you would make monthly payments of $2,552.
Services
We believe that the mortgage process could use some help in the simplicity department.
We don't believe in hidden fees, high commissioned sales people, or the 9 to 5 workday.
We believe in providing all of our costs upfront, and providing unparalleled service to our clients no matter what.
With us, you are in control of choosing your loan program, interest rate and the closing costs that you want to pay.
Most loan programs and interest rate options are available for you to view directly on our site.
We don't believe in hidden fees, high commissioned sales people, or the 9 to 5 workday.
We believe in providing all of our costs upfront, and providing unparalleled service to our clients no matter what.
With us, you are in control of choosing your loan program, interest rate and the closing costs that you want to pay.
Most loan programs and interest rate options are available for you to view directly on our site.
Paying off your mortgage ahead of schedule will save you some money on your loan's interest.
If you're thinking about buying a home, then you are likely wondering how much house can you afford and what is a mortgage pre-approval process.
With interest rates at a historic low, many people are looking to refinance their home or purchase a new one.
A low appraisal can be devastating when refinancing.
To avoid getting a shock in the appraisal process, it is imperative to plan and present your home in the best way possible.
If you're thinking about buying a home, then you are likely wondering how much house can you afford and what is a mortgage pre-approval process.
With interest rates at a historic low, many people are looking to refinance their home or purchase a new one.
A low appraisal can be devastating when refinancing.
To avoid getting a shock in the appraisal process, it is imperative to plan and present your home in the best way possible.
All interest rate lock requests are subject to a Rate Lock Confirmation.
You will receive your Rate Lock Confirmation within 24 hours of requesting your rate lock, via email.
The interest rate and point lock is only guaranteed when we receive a signed acceptance from you.
Texas Trust Home Loans does not charge an additional fee for the Rate Lock Confirmation.
However, Texas Trust Home Loans does require an upfront payment between $450.00 to $1200.00 (depending on the property type and location) for the cost of the appraisal.
You will receive your Rate Lock Confirmation within 24 hours of requesting your rate lock, via email.
The interest rate and point lock is only guaranteed when we receive a signed acceptance from you.
Texas Trust Home Loans does not charge an additional fee for the Rate Lock Confirmation.
However, Texas Trust Home Loans does require an upfront payment between $450.00 to $1200.00 (depending on the property type and location) for the cost of the appraisal.
The information and disclosures below are related to the advertised terms made by Texas Trust Home Loans.
Interest rates and terms are available for the products and loan programs advertised and current as of the date indicated.
FICO score means the credit score or credit rating that a lender receives from a consumer reporting agency.
The middle of the three FICO scores is used for qualification purposes if three scores are received.
The lower of the two FICO scores is used for qualification purposes if two scores are received.
Interest rates and terms are available for the products and loan programs advertised and current as of the date indicated.
FICO score means the credit score or credit rating that a lender receives from a consumer reporting agency.
The middle of the three FICO scores is used for qualification purposes if three scores are received.
The lower of the two FICO scores is used for qualification purposes if two scores are received.
We believe that the mortgage process could use some help in the simplicity department.
We don't believe in hidden fees, high commissioned sales people, or the 9 to 5 workday.
We believe in providing all of our costs upfront, and providing unparalleled service to our clients no matter what.
Review our loan programs online with your specific terms.
As an upfront lender, we have no hidden fees, so it is easy to see what your loan is going to cost you.
You can either complete our loan application online, or call us to complete your loan application over the phone.
We don't believe in hidden fees, high commissioned sales people, or the 9 to 5 workday.
We believe in providing all of our costs upfront, and providing unparalleled service to our clients no matter what.
Review our loan programs online with your specific terms.
As an upfront lender, we have no hidden fees, so it is easy to see what your loan is going to cost you.
You can either complete our loan application online, or call us to complete your loan application over the phone.
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