Cornerstone Lending Group
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Based in Sarasota, TJD Mortgage Inc DBA Cornerstone Lending Group has been helping homeowners and investors throughout the state of Florida find the right home financing option for their situation since 1998.

Whether it's your first home, your dream home or an investment property, our commitment to providing exceptional customer service will make financing your purchase the least stressful part of the homebuying process and our team's knowledge of residential mortgage product options and access to leading lenders will ensure you get the best deal possible - every time.

From helping you determine how much you need for the down payment right through to the closing, and beyond - you can count on Cornerstone Lending Group to be there for you every step of the way.Best of all, when you choose Cornerstone Lending, you can rest assured that your closing will take place as scheduled and with accurate terms.
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Owner, Thomas DeBrosse, grew up in Sarasota where he attended Sarasota High School.
Upon graduation, he received an academic scholarship to Troy University in Troy, Alabama where he earned a Bachelor's Degree in Business Administration/Finance as well as a Master's in Business Administration.
Since that time, his professional career has been devoted to banking and finance.
In 2001, Tom joined the team of mortgage professionals at Cornerstone Lending Group.
His commitment to offering outstanding customer service and extremely competitive terms - to every customer at every transaction, helped drive customer referrals as well as repeat business which helped him grow the company which had been helping would-be homeowners and investors find the right mortgage solution since 1998.
Whether you're buying a new home or refinancing your existing home, Cornerstone Lending Group is committed to finding the right financing option for your particular situation and our team of real estate, mortgage, and finance professionals offers a full complement of processing, underwriting, and lending services - all under one roof so the process is fast and seamless.
We specialize in Conventional, FHA, VA and USDA Mortgages as well as refinancing loans.
See below for definitions of these terms and please feel free to contact us at 941-236-1800 if you have any questions about these or any other conventional or governmental loan programs.
A rate lock is a contractual agreement between the lender and buyer.
There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
On a fixed-rate loan, the interest rate doesn't change over the life of the loan.
An adjustable-rate mortgage (ARM) has an interest rate that is fixed for a set number of years and then afterwards will go up or down based on a market index such as the LIBOR.
Consider factors such as the length of time you plan to stay in your home.
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