In 2004, I opened my mortgage business in Fort Myers and live, work, and play in the Southwest Florida community. Agents who partner with us don't have to worry about talking to someone in a call center hundreds of miles away. When you work with us, you're more than a number. While Big Banks and out of state lenders boast about rates, they often miss out on something important-personalized customer service.
If you need to get in touch, you can reach us by phone, text message, email, or smoke signal. Want to meet face-to-face? Feel free to drop by our office. We have drinks and snacks! Communication is key to a positive mortgage experience. That's why every Tuesday, me or someone from my team will call the Buyer, Buyer's Agent, and Listing Agent with updates on files under contract.
You'll never question where we are in the process. We believe in treating every client like family - word travels fast in Lee County if you don't. If you are thinking about buying a home, or refinancing your current home loan, we are here to help!
If you need to get in touch, you can reach us by phone, text message, email, or smoke signal. Want to meet face-to-face? Feel free to drop by our office. We have drinks and snacks! Communication is key to a positive mortgage experience. That's why every Tuesday, me or someone from my team will call the Buyer, Buyer's Agent, and Listing Agent with updates on files under contract.
You'll never question where we are in the process. We believe in treating every client like family - word travels fast in Lee County if you don't. If you are thinking about buying a home, or refinancing your current home loan, we are here to help!
Services
Home is where family happens, where life happens, where fun happens.
Your home means the world to you and helping you get into the home of your dreams, or making sure you have the mortgage terms that are just right for you, means the world to us.
Check out our content geared just for you to help make sure your happy with your home!
We have built tools to help you every step of the way from researching which home loan is right for you, calculating how much home you really want, to understanding each part of the Mortgage Process so you know what to expect.
Your home means the world to you and helping you get into the home of your dreams, or making sure you have the mortgage terms that are just right for you, means the world to us.
Check out our content geared just for you to help make sure your happy with your home!
We have built tools to help you every step of the way from researching which home loan is right for you, calculating how much home you really want, to understanding each part of the Mortgage Process so you know what to expect.
We want to help you make the most informed decision possible when you are choosing your home financing.
When choosing your loan there are a few factors to consider.
FHA loans offer a low down payment option, and have reasonably forgiving credit requirements.
But they do include Mortgage Insurance for the life of the loan, is FHA right for you?
Conventional loans have slightly more strict credit requirements but can potentially come without Mortgage Insurance.
Down payment is still manageable and flexible, depending on your goals.
When choosing your loan there are a few factors to consider.
FHA loans offer a low down payment option, and have reasonably forgiving credit requirements.
But they do include Mortgage Insurance for the life of the loan, is FHA right for you?
Conventional loans have slightly more strict credit requirements but can potentially come without Mortgage Insurance.
Down payment is still manageable and flexible, depending on your goals.
If you are looking for some extra cash you can use the equity in your home to borrow against to take cash out to use however you need.
In a cash out refinance, we use the equity in your home to increase your loan amount and allow you to take the diffference from your previous loan amount to the new loan amount (minus any closing costs/fees) as cash out!
This can be ideal for paying off debt, making home improvements, or setting money aside for savings or emergencies.
We all know that interest adds up, and it affects your monthly payment as well.
In a cash out refinance, we use the equity in your home to increase your loan amount and allow you to take the diffference from your previous loan amount to the new loan amount (minus any closing costs/fees) as cash out!
This can be ideal for paying off debt, making home improvements, or setting money aside for savings or emergencies.
We all know that interest adds up, and it affects your monthly payment as well.
Buying a home, whether its your first home, or your 5th its a big decision and our team wants you to be comfortable with it from start to finish.
We also know that sometimes more knowledge brings about more questions, so if while you are browsing our library of information you have questions just pick up the phone and give us a call at 239-437-4278.
Or drop us a message!
Not sure how to get started?
Tim sheds light on your most commonly asked mortgage questions and tips on how to make the most out of your mortgage experience.
We also know that sometimes more knowledge brings about more questions, so if while you are browsing our library of information you have questions just pick up the phone and give us a call at 239-437-4278.
Or drop us a message!
Not sure how to get started?
Tim sheds light on your most commonly asked mortgage questions and tips on how to make the most out of your mortgage experience.
Let us make your life easier by becoming a resource for all of your Mortgage and Credit questions.
It takes teamwork to bring the typical Real Estate transaction together.
Quite a few people are involved, buyers, sellers, agents, processors, appraisers, inspectors, closers and that's not all.
As Daunting as the coordination required might seem, you can count on our team to guide you through.
Collaboration is what we do every day, it lets us get your loan closed in a smooth and timely manner.
We understand that as a Realtor when you choose your lender you are choosing who to trust with your transaction.
It takes teamwork to bring the typical Real Estate transaction together.
Quite a few people are involved, buyers, sellers, agents, processors, appraisers, inspectors, closers and that's not all.
As Daunting as the coordination required might seem, you can count on our team to guide you through.
Collaboration is what we do every day, it lets us get your loan closed in a smooth and timely manner.
We understand that as a Realtor when you choose your lender you are choosing who to trust with your transaction.
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