Nationwide Home Loans
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Did you know that your financing significantly affects the selection of homes you are able to purchase? Big banks like to do big volume, which means they limit the types of programs they offer. At Nationwide Home Loans, we believe that you shouldn't be limited by your financing, you should be liberated by it. We call this the One Stop Shopping concept, and you can only get it with Nationwide Home Loans.

We never take our eye off the immediate goal of closing your loan on time with the best terms available, and we never lose our focus on the big picture - your long-term satisfaction and financial success. Whether you are buying your first home or building your real estate empire, you will find the best loan and the best advice at Nationwide Home Loans.

Finding the perfect home is not easy, which is why we work directly with your real estate agent to find all of the homes in your price range that will work with the financing you qualify for.

Even then finding the right house can be a challenge, which is why we have programs like the HomeStyle Renovation Loan that lets you turn a bargain property into an updated gem, and the One Time Close Construction Loan that helps even first time home buyers build a new home with 0-3.5% down and no payments until construction is complete.
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Our team has over a hundred years of combined real estate experience.
We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Mr. Ruch's career as a mortgage lender, real estate broker and investor spans 37 years, including ownership of Nationwide Home Loans for the last 25 years.
Ruch is Owner and President of Nationwide Home Loans, Inc., an umbrella company which also owns the realty company New Millennium Homes.
At Nationwide Home Loans, Inc, we know that the outcome of your home search is what is really important - a house you love with a payment and down payment that fits your budget.
That's why we work so hard to make sure that you have access to all the different kinds of financing that the lending industry offers, and to be your expert guides in selecting the right loan for your situation.
We believe in well-informed buyers and real estate agents, which is why we take the time to review options with you and help you select the loan program that fits your needs, while being prepared to get creative if your dream home isn't immediately available.
With our One Time Close Construction to Permanent loan you can now obtain your land purchase, construction and permanent financing all at one time.
It truly is a simplified answer to building your dream home.
Our clients typically qualify for a 10% downpayment program but there are instances where VA buyers can build a home with no money down, and FHA buyers can do it with just 3.5% down.
These loans can also put your land equity towards the downpayment meaning that no 0% down is totally possible!
Other companies don't know what it takes to get you mortgage ready.
We are a lender.
With 37 years of mortgage experience we have the creative finance experience it takes to come up with your best solution.
There are many people who have a hard time qualifying for conventional financing.
If you have damaged credit or are self employed you could run into problems qualifying even while you can afford the payments.
We will buy the home you want and carry the terms until you are mortgage ready and then we will do your loan.
What makes refinancing different with Nationwide Home Loans is that we offer a Best Rate Guarantee.
We encourage you to shop for the best rate you can find, and when you receive a loan estimate from a competing company, our loan officers will work with you directly to compare apples to apples.
In doing this, we determine how we can not only match the estimate but save you money.
Whether you are refinancing a primary residence or secondary property, our priority is to ensure you receive the deal that is the most beneficial for you.
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